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Can a Foreign Corporation Reduce Taxes for Your Online Business?

March 18, 2017 By Debbie Leave a Comment

Can a Foreign Corporation Reduce Taxes for Your Online Business?

This is the second in our series on Offshore Tax requirements for US expats by international tax expert, Diane Kennedy. Read part one HERE.

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One non-negotiable for US citizens is that we are taxed on worldwide income. If you live in the US, make money overseas and bring the money back into the US, it will be subject to US tax. However, if the income is earned overseas, the business is owned by a foreign entity and the income is not brought back to the US, the income will be subject to taxes in the foreign country and not the US.

There are a number of things that must go right for that to work, however.

  • The income must be earned outside the US.
  • You have to use a foreign entity that meets all the US rules to avoid inclusion as taxable in the US.
  • You don’t bring the money back to the US.

Let’s look at those items in detail now.

The income must be earned outside the US.

The US federal government and states use something called nexus to determine where income is earned and whether it is subject to federal and state tax.  Nexus means connection. If you have connection with the US, you have nexus. And that means you have taxable income for the US.

Some of the things that can trigger US tax nexus include an office in the US, employees in the US, sales to US citizens that are consummated on US soil, live US events and more. The simplest way to keep foreign income separate from the US income is to separate out your customer sales. Use a US business structure for your US sales. And use a foreign company for your foreign sales.

This can be fairly easy to do with your online business. You may use just one website and then separate out the sales depending on where the customer lives when they input their payment method. Or you may have an opening page that redirects based on where they input their country of origin is.  As long as you’re separating out the income, you’ve probably passed this first test.

You must use a foreign company that meets US criteria.

Foreign corporations are usually the entities used to defer US taxes because the US owners of foreign partnerships or limited liability companies are subject to tax as pass-through entities. But, having a corporation doesn’t necessarily mean you’re home free.  First, if a foreign corporation is considered a controlled foreign corporation (CFC), foreign personal holding company (FPHC), passive foreign investment company (PFIC) or foreign investment company (FIC), there may be a tax on the earnings.  If the corporation has income that is connected to the US it may be taxed in the US. And finally, if you have US source income of specific types, even if there is no business involved, it may be subject to US tax.

Of these, the most likely to trip up the online business owner is the CFC. A CFC is a foreign corporation whose total combined ownership in voting power by US shareholders is greater than 50%.

This is an area where you need to make sure you’ve got expert US tax advice. Work with a CPA or tax attorney who understand the tax treaties between the US and preferred country of residence and the rules regarding the foreign entity you’re setting up.

You can’t take the money back to the US.

This is simple. Take it back to the US and it’s taxable. That’s why foreign income is often referred to as tax deferred, not tax-free.

The most common use of foreign corporations, foundations or trusts is for asset protection.  Asset protection doesn’t always mean tax savings, though. Make sure you know exactly what you’re getting with your business structures.

It’s your money. Keep more of it.  You can find more real-life tax busting strategies by Diane Kennedy, CPA/Tax Strategist at her website http://wwwUSTaxAid.com.  Diane and her husband lived outside the US for five years and, to this day, continue to run foreign businesses. When it comes to taxes, the more you know, the less you’ll pay.

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Filed Under: fund your freedom overseas, jobs in Panama, Living in Panama, portable income, Taxes, working in Panama Tagged With: fund your life overseas, Live and Invest Overseas, move offshore, taxes

Can You Move Your Online Business Offshore for Less Taxes?

March 18, 2017 By Debbie 1 Comment

Can You Move Your Online Business Offshore for Less Taxes?

With U.S. tax season upon us, many expats are unclear about their obligations to the IRS once they relocate to another country, like Panama. In this series of articles, international tax expert Diane Kennedy, will clear up some of the confusion for you. Afterwards, read part 2 HERE.

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It sounds tempting. Move your business to another country and avoid US taxes. But, is it legal?

Like so many other instances in tax planning, the real answer is “it depends.”  You may have heard that US citizens are taxed on worldwide income.  Most of the time that is true. The default answer for “Is it subject to US tax?” is usually “yes.”  There are two main exceptions that may be applicable for you if you have an online business.

First, if you live outside the US for most of the year, you can exclude a big part of your income. This is known as the foreign earned income exclusion.

Second, if you have income from a business that is owned by a foreign entity and the income is not brought back to the US, you may be able to avoid US taxes on that foreign income.

Let’s start with the foreign earned income exclusion. In order for this to apply you need a couple of things:

You must be a qualified foreign income recipient.

That means one of the following three is true:

  • A US citizen who is a bona fide resident of a foreign country or countries that includes an entire tax year,
  • A US resident alien who is a citizen or national of a country with which the US has a tax treaty and is a bona fide resident of a foreign country or countries that includes an entire tax year, or
  • A US citizen or US resident alien who is physically present in a foreign country or countries for at least 330 full days during 12 consecutive months.

You must have foreign earned income.

You can qualify with this either as an employee of a foreign company or by being self-employed.

If you’ve got an online business, it’s pretty easy to qualify for this as long as you are out of the country for the required number of days.

The foreign income exclusion amount for 2017 is $102,100 per person.

Plus, you can get a qualified housing exemption for up to 30% of the foreign income exclusion.   The actual amount varies based on where your foreign home is and the number of qualifying days you actually have.

One of the biggest advantages for online business owners is that you can make money anywhere. And if you set up shop in another country, you may slash your taxes at the same time.

There are also some strategies you can use to maximize the deduction if you qualify as a foreign income recipient under the 3rd definition. Using this definition, you select any consecutive 12 month period for the requisite 330 days So, you may have multiple calendar, tax years may be involved. If you have just a few qualifying periods, you may need to pro-rate the amount of the exclusion. Make sure your tax preparer is up to date on the special advantages for the foreign income exclusion. You could save big-time on taxes!

In the next article, we’ll look at how to strategically use the second income tax exclusion, foreign entity exclusion, to pay little to no taxes. Click HERE to read part 2.

It’s your money. Keep more of it.  You can find more real-life tax busting strategies by Diane Kennedy, CPA/Tax Strategist at her website http://wwwUSTaxAid.com.  Diane and her husband lived outside the US for five years and, to this day, continue to run foreign businesses. When it comes to taxes, the more you know, the less you’ll pay.

 

Sign up for our FREE newsletter &  important updates today!

 

 

Filed Under: economy, fund your freedom overseas, jobs in Panama, Legal, Living in Panama, portable income, Taxes, Work, working in Panama Tagged With: business opportunity in Panama, fund your life overseas, move offshore, portable income

My Drive from the USA to Panama

August 3, 2016 By Panama Relocation Tours 2 Comments

My Drive from the USA to Panama

drive from USA to Panama

 

About the Author: “Patricio Pececito” traveled in a VW van, pulling a trailer, from Phoenix, Arizona to Puerto Armuelles, Panama in May of 2014.

 

 

The Car: A vintage restored 1979 Volkswagen Bay-Window bus, pulling a 5’ wide x 8’ long, x 4’ high enclosed box trailer.

The engine was newly rebuilt and had a total of about 150 miles on it at journey’s beginning. On the road to Brownsville, Texas (where I was to meet a companion coming from Florida) it was to be fully broken in and any adjustment bugs worked out prior to leaving familiar U.S. territory where everyone speaks English. The route from Arizona was I-10 to San Antonio, Texas, then head south to Brownsville, a total of approximately 1300 miles.

62 VW Bus to Panama
During that leg of the trip I, and the bus, experienced some considerable inclines and flats, terrain that would repeat throughout the trip. The bus lived up to its legendary pedigree. Not a speed machine, max speed on downhill sprints was about 60 mph, with averages between 40 and 50 mph the entire way to Panama. By modern car standards that is really slow, and, what else can one expect out of that bread loaf and a half shape being pushed through the air?

At the Brownsville border crossing, Saturday morning May 10, 2014, we got to the Mexican side and Customs stopped us for the required vehicle inspection. They gave my rig a cursory going over. My companion Tony, was driving a new looking year 2006 Ford F-250 diesel truck & pulling a newer aluminum 2 horse show trailer packed from floor to ceiling with mostly with newer tools & other “stuff” to build a house with. When they opened his trailer and saw all the “stuff” along with the “Gator”, a 6 wheeled turf maintenance vehicle he was bringing for the raw land he is building on, they would not let us cross. The reason being is that we were considered “commercial” because we were pulling trailers crammed with sale-able goods. It did not matter that most of the stuff was used.

drive from US to Panama
Road to Los Indios

After long conversations and calls to the supervisor of the customs supervisor on site, Tony is fluent in Spanish, the Customs agent that took charge would still not let us pass. It was revealed that of course he could use his discretion and let us pass but he would not. His sound reason; that we would be asked for paperwork concerning our cargo later on down the road and if we did not have the proper manifest, properly stamped & approved, we could have it all confiscated, all within the law of Mexico and the other countries we had to transit. At first is seemed the Customs officer was giving us a hard time but as the situation played out, he was looking after our best interest by making us turn around and go to the Los Indios border crossing that we learned is the only other U.S./Mexico commercial border crossing between one in southern California and Brownsville. So we got refunded the $200 vehicle fee but they would not refund the other “tourist visa” fees about $75, and we drove back to Brownsville headed to Los Indios about 25 road miles east, to discover what hoops we had to jump through. Total time at the Brownville/Matamoros border to sort this out: 9 am to 3 pm. We did not know it at the time but that time scenario would repeat throughout our journey.

When we got to Los Indios a bit after 4 pm and spoke to U.S. Customs we found out that because the vehicles we were in were not coming back to the U.S. there was a 72 hour wait time (weekdays only) for them to check the Titles data bases to confirm that they were not stolen. On top of that we had to list everything that we were carrying on a commercial export manifest and use an agent to do so. Total cost for that was $460. Plus add vehicle insurance of $46 for the time we were to be in Mexico. And that was just the FIRST border.

To be continued below…. The actual crossing, the characters involved, the initial territory to be crossed, and the distance traveled the first day.

A look at the lessons learned:

1.  Though we didn’t know it at the time our first mistake in planning was that we were reading accounts of driving through Central America, easily found on the internet, that were written by people on holiday, or on driving adventures heading south…on tourist visas.

2. Because we were driving vehicles not coming back we were classed as “exporters, which is commercial traffic, and we had a mandatory 72 hour wait before the vehicles could cross.

3. Commercial traffic, “in transit” across countries in Central America is treated very differently than tourist traffic. Its more expensive and takes a lot more time to cross borders.

4. Export rules at borders change all the time. What worked previously may not work when you get there. Accept it and do what is required. The alternative is to not be allowed to cross.

This installment is the story of the actual crossing through the Los Indios, Texas border crossing into Mexico, the characters involved, the initial territory to be crossed, and the distance traveled the first day.

drive from US to Panama

Line to cross the border at Los Indios

OK…so now our mandatory vehicle export wait of 72 hours (Mon, Tues, Weds) is nearly over. On Wednesday about 9 A.M. we are at our agency, Aguila’s Tranmigrantes, to whom we paid $460 to make sure our documents are in order so that we have a smooth crossing through the U.S. & Mexican border stations. Aguila’s is one of about a dozen agents that line the road to Los Indios border crossing. We came to receive our “freight manifest/invoices” for the personal property in our vehicles. “Wait a bit, it’s almost done”, we are told several times during the day. We finally got our paperwork and original car/trailer Titles back about 5 P.M.

During our all day wait we got to hang out, look around, see the cornucopia of stuff others were hauling, and the configuration of their “rigs”. By proper Customs procedure the vehicles being exported had to be at the freight forwarders for the 72 hour wait in case Customs needed to inspect it. There were mostly cars towing cars, many bigger trucks towing trucks, trucks towing buses, buses towing buses, & even a couple triple rig “road trains”. There was not a single vehicle on the freight forwarders staging-waiting lot that was just a single. They were all towing or being towed.

 

drive from US to Panama
Rigs seen at the borders

This white truck on the left is a tractor with the red/white tractor behind it hitched as its trailer, with an entire Toyota pickup truck chained onto it over its rear wheels and the white 24’ box truck behind that is hitched to the red/white truck. The driver, from Nicaragua, makes 3 to 4 ‘hauls’ a year from the U.S. to Nicaragua where he now lives.

Typical car in tow rig. They get insurance total losses & tow them full of stuff to their destination then fix/sell or just sell them. The box trucks are all full of stuff.

We also met and talked to some interesting people. One of which is a used bus dealer, named Lanny, that often makes the driving trip through Central America delivering used buses and the stuff packed in them to buyers. This time he was going as far as El Salvador-Honduras border and he offered to be our guide since he was going anyway, he knew the path that Mexico requires “Transmigrante” traffic to drive, and “it is safer to travel in a convoy”.

I didn’t fully understand exactly what that meant so I asked Lanny and he matter of factly stated that the first 70 miles into Mexico along that stretch of road out of Los Indios is the most dangerous we will cross. It is largely controlled by drug cartels and he said, “Sometimes they will drive up alongside the tailing vehicle of a convoy and roll their window down to reveal their firearms and motion for you to pull over. Sometimes they will target the lead vehicle. In either case we all pull over.” He further advised to keep 1500 pesos ($120) in your shirt pocket separated into 1000 and 500 pesos to be ready. He said, “if/when they stop you they will ask for their “cuota” (toll), do not resist just reach in your pocket and give them the 1000 pesos.If they say the price has gone up give them what they want because it’s just not worth your life to raise ANY kind of protest because they have found many bodies on one side of the road and the head on the other. They will then wave you on after giving you some kind of code in case you get stopped by one of their compadres further down the road. If they don’t give you the code be sure to remember what they were wearing and the color and type of car they were in.” He said that he had personally been pulled over 8 times and related one very lengthy and hairy experience he had while with a group with a cocky younger man, which I won’t go into here. Every driver that we talked to knew we were on our first trip because we told them. Every one of them mirrored Lanny’s cautions and advice.

It’s Thursday and we are in line at the staging area to cross at 6:30 A.M. We are in the 5th line on the first grouping parked on a paved staging area that is about 300 yards long x 50 yards wide. Before the lines start moving that area will be full and the adjacent grass field will start filling up with vehicles. So we wait. The veteran drivers all speculate how long this crossing will take. Guesses range from before noon to nearly all day. They always change the procedure so crossers don’t know what to expect. We learned that lots of drug related cash smuggling incidents happen here so they x-ray the lines of vehicles…twice, looking for prohibited stuff like guns and bundles of cash hidden in the stuff going over the border.

drive from US to Panama

My light green VW bus is behind the double school bus rig just to right of people & phone pole

There is Lanny’s double school bus rig on the left, with my VW van ‘Green Flash’ behind him, then Tony’s Ford pickup and shiny aluminum horse trailer, and Jerry in the dark green Ford SUV. That was our convoy.

We finally got across into Mexico at 4:30 P.M. Lanny needed to get his hitch reinforced so we stopped at a welding shop to do that. That done, and it being dusk, we headed to a hotel with a fenced in and locked at night parking lot a few miles away to spend the night because driving at night around there was out of the question.

At dinner we decided to arise at 3:30 A.M. and to assure no mistakes in routing, we hired a guide to take us through the city of Matamoros just before dawn, when the city streets are almost completely deserted. The alternative was driving the country road which was shorter but the likelihood of encountering the cartels soldiers highly likely. That strategy worked as we drove on through the first day without incident.

We drove a total of 16.5 hours that first day with nature stops, fuel, and food. Our arrival somewhere a bit north of Pozo Rica in a small town named Costa Esmerelda happened at about 9:30 P.M. Total miles driven, about 550.

To be continued below… The remaining drive through Mexico and the border crossing into Guatemala.

A look at what was learned:

1. How to wait patiently because you are powerless to do anything else.

2. The wild wild west still exists and cars trucks are ridden instead of horses and wagon trains.

3. The stories the American press sometimes reports about the drug cartel territory control and the terroristic violence south of the Texas border is absolutely real.

4. Driving on Mexico’s roads is slower than in the U.S.

5. Highway conditions that commercial ‘in transit’ traffic must use varies a great deal, from excellent to dirt tracks perpetually under repair where speed is necessarily 10 mph for hours, and all you can imagine in between.

6. There are many unmarked speed bumps on the highways where the road goes through a village and the local people simply desire the traffic to slow down.

7. Don’t flush your toilet paper in small Central American hotels; put it in the trash can.

This part will cover from Santa Esmerelda, a tiny community between Tampico and Tuxpan on the Caribbean coast of Mexico, to the Talisman border crossing on the Mexico-Guatemala border which is on the Pacific side.

driving from the USA to Panama PanamaRelocationTours.com
The hotel is right alongside the highway. No name, just an aging sign with “HOTEL” on it. It was a small family run affair that catered to truckers transiting Mexico headed to points south. It was clean, well kept, & the L-shaped room had A/C! After 16.5 hours driving, getting a meal in the lobby/restaurant, checking email on the restaurant wi-fi, and showering, I did not fall asleep easily. It may have been midnight when sleep came.

Then, way too soon, my I-phone alarm woke me up for our planned departure time of 4:00 AM! Groan! Brush teeth; grab the bags that were too valuable to leave in the car, and out the door. Lanny had already started his yellow bus.

We were a bit less than half way from Los Indios, Texas to the Talisman border crossing. It’s a bit less than 1200 miles, and not really a long distance, time wise, driving on U.S. roads & speeds. But because the path commercial transit traffic is required to take through Mexico is part open highway AND passes through countless towns and “other” communities, that are full of speed bumps both marked and not, as well as having additional road conditions that are truly hazardous to the well being of an automobile’s running gear if you get surprised, we were slowed way down in many areas. This is OK, although it results in a lot of hours at the wheel to cover the distance.

While in Texas, knowing that I would soon experience extended time piloting my craft, I started collecting 5-Hour-Energy shots at gas stops. I kept another special wide mouth 1 litre water bottle handy that I mixed it in. Only when I was feeling drowsy I would take a few swigs and wait. With water like that it doesn’t take long to work. Using it diluted with water provided just enough pep to stay alert and keep going as opposed to getting too amped by downing a whole one undiluted.

drive from US to Panama
So the scenery, the little towns with the *%:#!! speed bumps, the soon to be super highway that is really wide but still gravel and the miles rolled by.

I loaded my I-phone with over 80 hours of all kinds of music. My taste in tunes is very broad. When I was a child I loved watching cartoons. I did not know at the time that the sound-tracks of cartoons I watched on TV in the 1960’s, such as Looney Tunes, the older Popeye cartoons, and others made in the 1940’s imparted an appreciation of 1930’s & 40’s jazz guitar, fiddle, and tuba music. Ever hear of Joe Venutti or Django Rheinhardt? I have some of that as well as a lot of that broad spectrum of glorious noise commonly called classic rock from the 60’s & early 70’s. I just put the player on shuffle and kept on truckin’…as it were.

From Poza Rica to Veracruz, Highway 180 mostly hugs the coastline. I love traveling along coastlines. In my opinion, the places on this earth where the ocean meets the land provide glimpses of the tastiest eye candy there is. I really can’t remember much that is location specific, just that I drove along Mexico’s Caribbean coast, and it was quite scenic in many spots. Oh, there was one spot that we pulled over that was a cliff overlooking the lower coastline which we were headed to. A classic rugged coastline view! We all peed there.

At San Andres Tuxtla the highway turns inland and starts inclining upward. After a while we are driving through mountainous terrain. In most areas I could drive along in 3rd gear though most of it but the steeper hills required 2nd gear and 3500 rpm at 25 mph. After all, my readers, facing facts, I am driving a VW bus pulling a trailer driving uphill. The others radio me to just follow the road and disappear ahead out of radio contact distance. I found them some time later waiting where the next turn is, onto a toll road. I don’t remember how much but do remember that it was expensive. Lanny told us that morning to prepare to spend about $125 in tolls today. We ended up on Highway 185, which took us to the Pacific side.

Once over the Continental Divide and on the down slope, I mostly drove along in 4th gear keeping my speed at around 55mph. That is a comfortable speed for the bread loaf shape of a VW bus that is pulling a trailer. Going downhill it was easy to maintain speed and keep up with the convoy.

 

drive from the US to Panama
There were plenty of gas stations in Mexico

Before I forget, I must mention that gas stations are spaced comfortably apart in Mexico. My VW van has a 12 gallon tank. Since the engine is modified and I am running larger dual carburetors, carrying the load I had and pulling the trailer, I would drive about 125 miles before needing to stop for gas soon. I was concerned about this so I carried 10 gallons in two gas cans just in case. I did not have to use them in Mexico.

Once over the Continental Divide the foliage got sparser and browner the further the road dropped in elevation. I could see in the distance a vast dry plain with huge windmills spread over many miles. It was starting to get windy. Highway 185 ended and we turned onto Highway 190. I was being buffeted by a hot dry cross wind for a while. Then the direction shifted to where it was coming from my forward quarter; almost a headwind. It was hot, similar to the Arizona desert in summer hot. My air-cooled VW engine was not happy. Only due to the big oil cooler I installed, oil temperature was hovering around 290 degrees. Was I alarmed? Yup! All I could get was 35 mph out of it with the pedal nearly to the metal. So I eased off the pedal a bit, trucked on, and eventually drove into a milder climate further down the coastline.

At some point Highway 190 transitioned into Highway 200. On the map that point is at a town named Arriaga. By this time the foliage had transitioned into a coastal rainforest type of green lushness. At around the town of Tonala day turned into night and we pressed on. It rained off and on for the rest of the drive to Talisman.

After 19 hours on the road, we arrived at Talisman at around 11:00 P.M. We pulled into and parked at the end of the border crossing line which was on a street that was long ago paved with river rock the size of volleyballs. It was rough! There were teenagers out on the street to greet us. Lanny said they are our security guards. He told us to give them a few dollars and they would watch the cars. We went across and up the street a ways to a little hotel and got rooms. The place looked clean. The plumbing was ancient galvanized iron pipe. The shower water ran black for a bit before clearing and I showered. I laid down and went to la-la land quickly. The next morning I had several bites on my torso; from what I do not know. I don’t think it was bedbugs.

drive from US to Panama
Guatemala Border

I was up at 6:00 am. I checked out and took my stuff to the car. The security detail was still there. When the other guys came out of their rooms we had breakfast at a restaurant on Lanny’s recommendation and waited near our ride. The line did not start to move till about 10:00 and slowly.

We got stamped out of Mexico, drove through the free zone and parked in a $12/day parking lot. In the parking lot there was a small army of free lance border paperwork agents that followed us in. Lanny chose a couple of them that he knew. We gave them our Cargo Manifests, copies of vehicle Title, Registration, Driver License, & Passport. They disappeared into the Guatemalan bureaucracy offices and we proceeded to wait. We had lunch, wandered around, took in the activity and generally observed… for our own safety as well as the fascination with the hustle and bustle of the place.

The whole wait lasted until 4:00pm when our agents came back with the total cost, to get our documents officially stamped and approval to enter Guatemala. We paid them the Customs (Aduana) and entry charges and their agency fee. They disappeared and came back 30 minutes later with our official documents and we headed for the border gate. Driving into Guatemala, Lanny said our destination would be Esquintla, which we arrive to at 11:00pm.

A look at what was learned:

1.Unlike what the mainstream media in the U.S. would have you believe, Mexico is a generally peaceful country once you get past the border towns, where the people are friendly and industrious.

2. The main roads are well maintained, except where they are working on them. In those areas they are atrocious.

3. Be ever vigilant for unmarked and unauthorized speed bumps.

4. Trust the guy who is driving lead position in the caravan & that he will stop at the next turn to let me catch up.

5. I was very thankful to have that guide.

5. I can stay awake for extended periods behind the wheel but not necessarily fully alert all the time.

This leg of the journey, I embark on Mexico’s Carretera (highway) Federal 200 (Chiapas Province) out of Puerto Fronterizo Talisman border gate, across Puente (bridge) Rio Suchiate into Guatemala’s border free zone. Then, through Guatemala’s El Carmen entrance gate, which set a pattern that repeated at each border crossing for the rest of the trip.

drive from US to Panama
Esquintla To La Hachadura

The scenario is this; we are at the exit border crossing of the country we just transited in the early morning before the officials arrive for work. Out of the “mob” of freelance agents we choose an agent that will shepherd our documents through the country exit and country entry process and surrender our pertinent paperwork to them. Then we wait. First, for our exit to be processed which could happen in a couple of hours, then for most of the day in the free-zone between each entry gate, waiting, waiting…and more waiting.

Sunday 18 May 2014, at about 5:00 PM we are through the Guatemala entrance and on the road moving again! Outside of the rural-ish border town of El Carmen the two lane asphalt highway is narrow by U.S. comfort standards. It has no shoulders. The edge of the asphalt in most places is a sharp drop off of about 6 inches into wet dirt/mud/greenery or a ditch. Surprisingly the roadway is fairly smooth, though it starts to take us through some winding mountainous terrain. Daylight is fading fast. The roadway is mostly in shadows of waning daylight. There is pleasant, very green, and in many places large overhanging tree branches above the asphalt corridor I am confined to. Vegetative lushness and tropical abundance engulfs my visual field and the fresh heavy air of a recent rain shower fills my lungs. Another light drizzle begins, and being that my vintage transportation has no intermittent timer on the windshield wiper, I manually switch it on and off to keep my windshield clear. Soon we are driving through a black night in heavy rain, with the lead vehicle of two yellow school buses hitched together driven by Lanny, setting the pace which was max on the brief straight parts at 30 mph. The infrequent speed limit signs were showing 50. That’s kilometers per hour, which is about 31 mph.

I was tired because of the late previous night and early wake up. I did not/could not sleep more than a few minutes at a time during our wait at the Guatemala border crossing due to being uncomfortably moist with my own sweat, no comfortable place to recline, and the novelty of what I was experiencing at that place in time. So I relied on mixing one of my 5-Hour Energy shots in a quart bottle of water to keep my eyes open and the “rig” I was piloting on the asphalt. My conscious thoughts go to caution in drinking too much of my alertness potion. I certainly don’t want to over-do it and not be able to drop off to sleep when we reach our distance goal for the night. Recalling my experiences with physical ‘performance enhancement’ substances from a more youthful time in my life, I start by taking a gulp at a time and pausing for several minutes to gauge the results. So it goes for the next 6 hours, I turn my classic rock & blues music up loud, belt out the lyrics of the songs that I can remember, and keep the drowsiness at bay, as the time on this night drive I am utterly committed to drones on.

The light drizzle that became a heavy downpour gives no indication of letting up. I am rolling along a fairly well paved, mountainous, winding, two lane asphalt trail, trying to keep Tony’s well lighted trailer rig in sight through the rain, blind curves, and hilly terrain. Since my rig is speed challenged, when I do lose sight of the group, I don’t sweat it because I know there is only one road and will come up on them soon enough. And there are the 2-way radios we all had as long as the batteries held up. Lanny was good about either radioing to us about a turn and stopping to get the group formed up again when he reached a turn or a fork in the road.

Our drive to Esquintla takes us near Guatemala City. Emerging from the pouring rain and 2-lane curvy mountain roads we find the road opens up to a very modern looking, well lit 4 lane divided parkway, complete with manicured grassy sides & median. It’s about 10 PM at this time. I have absolutely no idea where on the non-existent map we are. As soon as we reach this part Lanny radios to us that he is going to run up ahead to get to the motel and secure our accommodations before reception closes for the night. Apparently my slowness would not allow us to get there together. He tells us what exit sign to look for, says do not separate for any reason, and disappears into the night. We drive on for about 30 minutes and of course determine that we have missed the exit. So we decide to turn around and look for it.

The highway at that time of the evening is relatively deserted. Our odd looking convoy of Jerry in his olive green Ford SUV, Tony in his 4×4 Ford Diesel double cab pick-up towing a shiny aluminum 4 horse show trailer lit up like a Christmas tree, & my vintage VW bus rig surely stood out. Unsure of where we were, not being able to raise Lanny on the radio, we decide to pull over and try to call Lanny on Jerry’s cell phone. Jerry in the lead chooses a well lit (safe) spot right after we passed an on ramp. As we pass the ramp, I notice that the occupants of the white 4 door truck that was sitting on the ramp show an interest in our convoy. They pull in behind me then cruise slowly, slowly by Tony and stop next to Jerry.

The 4 men who get out are dressed military style and are heavily armed. They are Policia. One comes up to my window and looks me over and into the back windows. He says something in Spanish to me that ended with “armas” and points to his pistol as he clutches his shotgun. He is asking me if I have guns! It wasn’t hard to have a surprised look on my face and I answer NO! Tony is out of his car and talking to who seemed the leader and explained our predicament. Shortly after, Jerry gets Lanny on the phone and describes to him what is happening. Lanny asks to talk to a policeman and explains to him who we are, where we are headed, that we are simply lost. He thanks the Police for finding and protecting us and gets our location. Lanny shows up a few minutes later, speaks to the police in person, and tells us to get back into our cars and follow him to the motel.

At the hotel, after we get parked inside the hotel’s gated and locked parking area, Lanny tells us that the policemen were doing their job and seemed to be genuinely concerned about our safety when they understood the situation. As he thanked them for finding us he said he gave them some money to get a snack or something later. We all settled up that cost and the room fees, which Lanny had prepaid. I was so tired that I didn’t think to write down the name of the very well kept, clean, and secure hotel. I took a shower in the spacious air conditioned room and went to sleep.

drive from USA to Panama
In line at La Hachadura

The next morning we had breakfast in the hotel’s spacious restaurant. The food was good, well priced and it had free wi-fi so we could all check email and stuff. Lanny stayed in the restaurant with some folks who came to meet him and would catch up later after a couple small detours. So Tony and I chose to get on the road again. The road, CA-2 to the Guatemala-El Salvador crossing at Ciudad Pedro de Alvarado over the Rio Paz to La Hachadura was just a couple hours away.

It turned out to be an easy drive over a fairly good road except for the incident where I watched what I was soon to learn was a lug bolt, complete with shiny chrome nut still attached, fly off my driver side trailer wheel. This was shortly after I noticed a clicking sound coming from the trailer that seemed to correspond with the rotation of wheels. I thought it was a rock stuck in the tread that was making the sound but it seemed to be getting louder so I was paying attention and happened to be looking in the side mirror when the sound abruptly got louder. I radioed Tony and as luck would have it there was a gas station/truck repair shop that I could pull into. Upon examination, the lug nuts on both the trailer wheels had loosened from all the vibration of the rough roads we had so far traversed, one wheel much more than the other. The wheels are made of aluminum alloy and the bolt holes on the bad wheel had already enlarged to the point of the wheel being unserviceable. I probably said a “shit” or two and then caught myself and acknowledged the blessing that I caught it before a real disaster happened. I put on my spare and had to tighten all my other lug nuts (car & trailer).

The early morning drive was through farmlands and rural countryside on the 2 lane CA-2. Scenery alternated from grassy fields, with cows, a few horses, and spots where there was dry land tropical forest to the edge of the road. We reached La Hachadura about noon. Free agents found us and we proceeded to engage in the border crossing procedure. Lanny and Jerry showed up a short while later.

A look at some lessons learned:

1. As one is repeatedly told by internet sources and experienced Central American road warriors, “Don’t drive at night.” Unless you are part of a convoy and the driver of the lead vehicle knows the roads well. If you must drive at night drive slow.

2. Those stories that we may have heard about Guatemala being a “3rd world country” with 3rd world attitudes (whatever those are), rife with crime and corrupt police may be true…but not in what I experienced. Though there are physical indications of a recent darker period, what I saw is that the people have created an orderly law abiding society which the ones I met strive to improve. Indeed, in many places in the U.S. I did not feel as safe as I did driving at night through Guatemala.

3. Though my time there was very brief, Guatemala is a place I would someday go back to explore more.

4. Pay attention to the sounds around you.

 

drive from USA to Panama

 

About the Author: “Patricio Pececito” traveled in a VW van, pulling a trailer, from Phoenix, Arizona to Puerto Armuelles, Panama in May of 2014.

 

 

Filed Under: Living in Panama Tagged With: drive to Panama, expats in Panama, International Living, move offshore, Moving to Panama, Panama border crossings, retire in panama

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Testimonials

Panama Relocation Tours
Even More Enlightening!

Thank you again for providing the Panama Relocation Tours. This was my second time through and found it even more enlightening than the first time. Your emphasis on introducing the group to ex-pats throughout the tour has been a very valuable part of both tours. Because of this, I feel that I now have friends and contacts in every part of the country.

I think that everyone appreciated the fact that the tour was well planned out and arrival and departure times were always met and destinations were pertinent and interesting. Everything went off without a hitch.

The big bonus on my first tour was the 2 or 3 days that Richard Dietrich was with us. His knowledge of Panama and his willingness to share that knowledge was priceless. Equally as large a bonus on this tour was the incorporation of Nathan and Linda into your crew. Nathan’s knowledge of Latin America and his willingness to share that knowledge was worth the price of admission. Linda’s long time residence in Latin America and her extensive knowledge was a big asset. In addition, Linda made the tour “just plain fun” with her witty personality and easy going management style. It just wouldn’t have been the same without her. Oh, and the daily Spanish lessons taught by Linda and Nathan were greatly appreciated.

I plan to come down again in June or July and will probably see you then.
Steve K., FloridaSteve
Find Out More
Panama Relocation Tours
Even More Enlightening!

Thank you again for providing the Panama Relocation Tours. This was my second time through and found it even more enlightening than the first time. Your emphasis on introducing the group to ex-pats throughout the tour has been a very valuable part of both tours. Because of this, I feel that I now have friends and contacts in every part of the country.

I think that everyone appreciated the fact that the tour was well planned out and arrival and departure times were always met and destinations were pertinent and interesting. Everything went off without a hitch.

The big bonus on my first tour was the 2 or 3 days that Richard Dietrich was with us. His knowledge of Panama and his willingness to share that knowledge was priceless. Equally as large a bonus on this tour was the incorporation of Nathan and Linda into your crew. Nathan’s knowledge of Latin America and his willingness to share that knowledge was worth the price of admission. Linda’s long time residence in Latin America and her extensive knowledge was a big asset. In addition, Linda made the tour “just plain fun” with her witty personality and easy going management style. It just wouldn’t have been the same without her. Oh, and the daily Spanish lessons taught by Linda and Nathan were greatly appreciated.

I plan to come down again in June or July and will probably see you then.
Steve K., FloridaSteve
Panama Relocation Tours
It Felt Like Leaving Summer Camp

I just wanted to say how much we enjoyed the tour, Linda and Nathan were great, as well as all of our tour compadres. It’s certainly a crap shoot signing up to travel an entire country with a group of strangers, but I have to say there was not a single person on our tour that I would not invite to my home for dinner! We had a great time and it felt like leaving summer camp as a kid when it was over. I look forward to keeping in touch and meeting others in this group and sharing information. This group will only be as good as we make it!

Take Care,
Lea Randy Taylor

Kansas City. MOLea and Randy Taylor
Panama Relocation Tours
THANK YOU very much for a great Panama Relocation Tour this past August, 2013.

It was so nice and convenient to tour with you as you had every detail pre-arranged to make the tour effortless and stress free for us. The restaurants, hotels, transportation, and a plethora of information was so helpful and wonderful ! Your pre-tour briefing with the attorney along with a packet of useful information and talking with expats during the tour was beyond helpful. We did not feel pressured to buy or rent any properties- you just let us see many different options for housing in Panama including gated communities, beautiful and modern apartments, private homes and condos and also opening your own private home to us for a first-hand look at real Panama living.

The driver was great and we enjoyed practicing and learning Spanish with him.

You more than delivered what you promised in your web information about touring Panama when we were looking for information for living in Panama.

Your candid, realistic and helpful information about everything Panama was so refreshing to know that the information was truthful and honest.

I would recommend this tour for anyone considering living and/or doing business in Panama.

The value was more than worth the money spent for this tour and every time we had any questions before, during, or after the tour you were prompt in answering those questions.

Sincerely,

 
Dr. R. and C. JacobsPanama beach
Panama Relocation Tours
This Was My 2nd Panama Relocation Tour

I thought the tour was great!  This was my 2nd Panama Relocation Tour.  Saw some new places.  It was very informative.  There is no way I could have learned so much about living and relocating to Panama if I had tried to do this on my own.

 
Sue Dloughy, Florida

Sue and others at the beach

Panama Relocation Tours
We can’t say enough wonderful things about the Panama Relocation Tour! You’ll visit places all over the country, and have an opportunity to see what it would be like to live there.

As you travel in a comfortable motor coach, you’ll hear Jackie talk about all things expat Panama. She’s made the move, and she tells you what you need to know to make the move yourself.

Maybe you’ll decide Panama isn’t for you. Or, like us, you’ll see that Panama is even more wonderful than you imagined! Either way, the Panama Relocation Tour is your very best option to help make your decision. Everything is paid for. You have no decisions to make. You just sit back, enjoy yourself, and learn.

Jackie says she gives you a first lick of the ice cream cone. You have to eat the rest of it on your own. Crunch!

 
Martin and Ann, OregonPanama Relocation Tours
Panama Relocation Tours
ABSOLUTELY FABULOUS TOUR

Absolutely fabulous tour showing us where to go back to and where not to go back to. Great fun too! Wonderful advice on EVERYTHING from renting/buying, visa options, legal, police situations, weather, etc etc. Thank you so much!
Scott & Felicity Robinson

South Africa and CanadaPanama Relocation Tours
Panama Relocation Tours
SUPER TOUR!

Super tour! All three of you were awesome. Content of the tour was very informative.

 
Mignon Scott

Texas
Panama Relocation Tours
WELL ORGANIZED AND CUSTOM ORIENTED

Great overview of the many beautiful locations in which to relocate. Well organized and custom oriented. Thanks for your conscientious efforts to present the many options available in a compressed amount of time. Friendly staff (drivers) and leaders especially. Very helpful in consolidating our plans.

 
Cheryl & Jerry Eastman

Rancho Mirage, CaliforniaStarfish in Bocas
Panama Relocation Tours
HIGHLY RECOMMEND THIS TOUR

Highly recommend this tour. We took the 6 day tour which was long enough to get a good overall view of most of the places that expats would consider living from Panama City to the beach communities of Coronado, Pedasi on the Azuero Peninsula, Las Lajas near David, and the mountain communities of El Valle, and Boquete.

Thoroughly enjoyed the stress free tour and the chance to meet and and interact the other couples on the tour also in the same situation that we are in while leaving all the planning details up to Jackie, her daughter Melissa, and her keeper boyfriend Nathan. Also enjoyed meeting other ex-pats including Jackie’s husband and neighbor.

Other highlights include spending the afternoon at Richard Detrich’s home (author of the must read book, Escape to Paradise, Living and Retiring in Panama) and meeting with Bob Adams from www.retirementwave.com. Look forward to the new forum on your website that will allow us to keep up with our new friends from the tour and follow their progress as they wrap things up at home and retire to Panama.
Larry Hanson
Panama Relocation Tours
WOW!!!! THAT WAS A REAL FAIRYTALE ADVENTURE

WOW!!! That was a real Fairytale adventure that ended too soon. I feel very fortunate to have been a part of it and can’t wait to get back there. Opportunities abound and that country’s future in on the right track. I hope everyone returned safely and keeps in touch to encourage each other to keep up the momentum for the big move south.

To Your Increased Wealth,
MAC, FloridaCerro Punta Horses
Panama Relocation Tours
This Tour is for YOU!

For all you folks out there looking for a really great place to retire, you need to look real hard at Panama. And the way to do that is to take Jackie’s overview tour and check out some really good retirement areas. If you are like many, you will be very tired of the hassles of living in big cities, like Panama City, and want to check out some quieter surroundings like the beach or the mountains, then this tour is for you.

Jackie has conducted this tour for small groups for MANY years and has located a most outstanding Panamanian guide who is exceedingly well informed about all things Panama and he drives the group to selected locations with very different geographies.

Now this is not a house buying tour where real estate agents try to sell you their houses, but an opportunity to see a whole lot of Panama and decide if Panama is the right destination for you
James Davis

MississippiJames Davis in Boquete Panama
Panama Relocation Tours
INFORMATIVE AND ENJOYABLE – ENJOYED EVERY MINUTE OF IT

Thanks so much for organizing and making our trip to the beautiful country of Panama so informative and enjoyable. Norma and I enjoyed every minute of it! Your scheduling maximized our experiencing the country, Ex-pats, natives, dining, fellowship with other attendees, Richard Detrich, you and Doug. You showed us such a variety of areas, activities and real estate. The accommodations and restaurants were excellent. Your schedule allowed for adequate rest and recuperation but not one minute for boredom!

We were very favorably impressed with the country’s courtesy, security (our passports were checked frequently by courteous police, hotel clerks,etc) Unemployment Rate (4%), welfare “0? (it is handled on a local basis like we used to have), flat tax rate (17%, includes their social security!), availability of reasonable cost medical insurance (30 days free for visitors.) Their 11% annual growth in GNP,

We discussed that Panama was not the Garden of Eden but it must be in the same neighborhood! We would eagerly recommend the trip to anyone.

Thanks Again,
Will & Norma

TexasWill and Norma Taylor
Panama Relocation Tours
THE INFORMATION WAS VERY COMPLETE

Helen and I would like to thank you for the magnificent tour last week. We stayed a few days after and looked at a few more sites in Panama. Originally we thought the tour was to include only Boquete, so we had planned to visit a few areas close by. But you included all the sites we had planned to visit. The information was very complete and gave us all we could ask for as an initial screening visit.

The tour was perfectly designed and executed for someone considering Panama as a new place to live. The various micro-climates, the cost of living and housing, the ease of travel and day-to-day living, and other trade-offs could not have been covered better. We found the contact with the expats who are presently living in the area to be invaluable, providing the insight of people who are already living
in Panama for several years.

Your personalized involvement and attention to detail were greatly appreciated. You answered some of our personal questions in ways I cannot imagine anyone else being capable of. You were truly a great host and we will be forever grateful.

Hope to see you soon in Panama.
Glenn & Helen

CaliforniaGlen and Helen
Panama Relocation Tours
THANK YOU FOR A FANTASTIC TOUR

Sovereign Lady, Thank you for a fantastic tour. We learned so much that will assist us in deciding when to rent a furnished house there in or near Boquete.

Yes, the tour ranks as one of our top two tours we have taken. we really appreciate everything about it and are telling all of our friends and relatives about it. Everyone up here should take that tour ASAP. Hopefully the International airport in David will be open for us CA visitors soon.

Dean and Helen

P.S. We are sold on Boquete. Hopefully see you and Doug soon.
Dean & Helen

California
Panama Relocation Tours
IT WAS SO GREAT TO HAVE SOMEONE PICK US UP AT THE AIRPORT

Bob and Angela HansonWe have taken Jackie’s tour and it was awesome! Our travel schedule landed us in Panama late in the evening and is was so GREAT to have someone pick us up at the airport after 12 hours of traveling and going through the hassles of two airport security check points, etc.

It was wonderful to be directed by Sovereign Lady as to where to purchase a Panama phone and know that if you got lost you had a way to connect with Sovereign lady or the van driver, Briant. It was comforting to know you had the means to call back home in the event of an emergency.

We stayed at top notch places with great food. You really felt like you were on vacation. We had some real estate side trips to give us a taste of what is available in different areas of the country. It was really nice to become acquainted with other people on the tour who were visiting Panama for the same reasons as you.

Both Jackie and Briant gave us wonderful insights about the country and its people on our ride between towns. Sovereign Lady arranged for us to meet other expats including Richard & Nikki Detrich on their coffee farm and others once we arrived in Boquete. We stayed an extra week after the tour to see more of Panama, especially the area close to Costa Rica. You’ll see a lot more of Panama and gain greater insight into the Panama way of life & culture by staying an extra week.
Angela and Bob

Arizona
Panama Relocation Tours
THE PANAMA RELOCATION TOUR IS A MUST!

The Panama relocation tour is a MUST for anyone who is curious about what living in Panama would be like part-time or full-time. Jackie has planned every detail of this tour with great care and sensitivity to the needs of her travelers. She balances group experiences and personal time very well and provides individual attention to each person on the tour. And she keeps the schedule moving...with diplomacy!

You will appreciate the tremendous wealth of information she provides as well as her guest speakers, who are either expats or local professionals. It's also most helpful to see the price range and type of properties available. You will experience the full gamut of weather and type of scenery Panama has to offer, which is considerable!

Be sure to include a few extra days "on your own" so you can further explore. If you choose to take Jackie's lodging and restaurant recommendations you won't regret it. They are excellent!

I would like to add that Melissa's responsiveness was excellent and very reassuring.
Sally DeStefano

Texas

Sally DeStefano
Panama Relocation Tours
IF I HAD NOT BOOKED THE TOUR I PROBABLY WOULD NOT BE LIVING IN PANAMA TODAY

Thank you, Jackie, for having the foresight to provide this tour for those of us interested in relocating to Panama.

I so enjoyed the February 2012 Panama Relocation Tour. It was a wonderful experience and I have just recently moved to Boquete, Panama. It was definitely worth the money spent as I could never duplicate what we did on this tour, the experiences we all had, and the stress-free atmosphere that prevailed throughout the tour. Truthfully, had I not booked this tour I probably would not be living In Panama today.
Lorelei GilmoreLorelei Gilmore
Panama Relocation Tours
THE TOUR REALLY GIVES YOU A TRUE PICTURE OF WHAT LIFE IN PANAMA CAN BE LIKE


Thank you for a wonderful experience in Panama!  Every detail was more than covered from the 25 cent bathroom admission fee to the all inclusive resort stay.  We saw so many aspects of the country from the ocean to arid areas to the mountains with a bit of a tropical rainforest in between.  It was great to meet expats already living in Panama and to hear their stories.  The information they shared was most interesting and helpful.  This tour really gives a true picture of what life in Panama can be like from a variety of perspectives.  There seems to be a climate and a living style to meet the expectations of nearly anyone considering this country as a future home.It was fortuitous that we ran into Nathan at the Albrook airport on our way back to Panama City at the end of our extended stay.  He was great support as we navigated the taxi scene at the airport.  The support from the tour guides doesn't end on the last day of the tour!  Jackie, Nathan, and Melissa remain available to assist with information and suggestions as future visits are planned or questions arise about living in Panama.

We will be back again to see how Panama has changed and grown as we get closer to our full time retirement date in a couple years.  Thanks again for your support and assistance!

 

Dale and Kristin Stillman

Rome City, IN


[caption id="attachment_2782" align="aligncenter" width="150"]Panama Relocation Tours Admiring the view at Coronado Bay[/caption]
Panama Relocation Tours
IT IS NOT A TOUR IN THE USUAL SENSE... IT IS WAY MORE!
Thank you again for a uniquely wonderful and informative trip.  It was exactly what I was looking for.  As a person seriously interested in relocating to Panama, the trip fit the bill perfectly.  I truly appreciated the breadth of detail of necessary information about the relocation process, the introductions to helpful local resources, contacts, and a variety of people who had relocated. It was especially helpful to have the time to ask questions and explore their experiences. The written manual and map will be a great reference as I take my next steps.


The trip itself provided real and helpful experience of the variety of climates, locations, and communities where people are relocating- from the Pacific beaches to mountain towns.  Everything remained lazer-focused on relocation. The pros and cons were explored without sugar-coating or sales.  We experienced Panama as it is from the perspective of relocation.  It is not a tour in the usual sense.  It is way more.


Jackie takes the time to understand each person’s interest and readiness to relocate and makes sure she answers your questions, or puts you in contact with someone who can.  Her focus is to provide the information you need to make a decision and to successfully relocate.  It is unique and remarkable and she continuously adapts the trip to refine and improve the experience.


The entire trip was expertly managed, from initial contact and booking, through each day’s agenda. It is clear that everyone makes the extra effort.  Jackie and her team made sure everything worked- the bus and driver were exceptional, the itinerary and timing worked for stops, meals, breaks to see the different locations, and the hotels along the way all flowed smoothly. Thanks to the evident knowledge of the country, careful planning, flexibility, and hard work of the team everything flowed smoothly with no gaps or gaffs..  All was focused on making this an exceptional experience.  And they delivered!


I recommend without qualification taking a trip with Jackie’s Panama Relocation Tours for all who are contemplating relocation. At least once.
Ric Winstead
Panama Relocation Tours
Considering Panama? This is the tour to take! The Panama Relocation Tour delivers exactly what it promises. This is not a real estate sales pitch nor a gilded showcase of life in paradise. Jackie Lange has configured a pragmatic guided travelogue for those considering moving. Her process begins with a few questions when you sign up designed to help you discover if you are actually ready for such a dramatic step.

The tour itself is well orchestrated, well run, on time, on topic, and efficient—that’s not to be taken for granted in a mañana culture—in addition to being informative, useful, and enlightening. Traversing half the country, from Panama City to the border of Costa Rica, the tour includes numerous stops in a variety of locales, staying in urban and rural areas, eating in both gringo and Panamanian cafes. Highlighting each day is a meeting with local ex-pats from that community for their perspective of life in Panama and/or with owners and visits to their homes for sale. (Just enough of these to give you a sense of what’s available. Again, this is not a real estate tour.)

Be prepared to re-examine your priorities on this trip. This is not a typical vacation. You will find yourself looking at the landscape in a new way, as a potential inhabitant rather than as a tourist. This can be unnerving at first. But if you are truly considering moving to Panama you owe it to yourself to take this tour.
Jim & Cynthia Fletcher

Table arisan
Panama Relocation Tours
Thanks Panama Relocation Tours for putting together a stress-free itinerary which totally surpassed our expectations.

For anyone considering an exploratory trip to Panama, Jackie Lange’s Panama Relocation Tour is a must!  The 6 day trip took us through so many different living environments from expat communities in Coronado, to homes in Las Tablas and David to our final stopping point in Boquete and Volcan.

On the trip you get a chance to experience what to expect living in different regions of Panama sampling weather, costs and variety of food, typical shopping experiences and housing offerings. The tour is comprehensive encompassing everything from the nuts-and-bolts to moving to Panama, tax considerations, how and why to hire an attorney, insurance considerations, opportunities  for expats and so much, much more.  Tour recipients leave with plenty of great documentation to refer to after the trip.

This is so much more than a bus trip with stops in different parts Panama.  It’s an experience that convinced us that the people and the country of Panama is a place that my wife and I will return to again for a much longer stay (if not permanently)!

I wouldn’t hesitate recommending this trip to anyone who’d like to explore the possibility of relocating to Panama.Panama Relocation Tours has it all and more!
David & Rhonda Grover

Austin Texas
Panama Relocation Tours
Thanks a million Jackie for everything.  Appreciate seeing so much of the country and hearing all the info you provided.  The Handbook is invaluable and I am glad to have it.  Thanks too for filling in the cultural scene in Boquete.  Loved seeing your home as that is more what we want.  Your garden is to die for!  The big bus was good to my back and very comfortable.  Richard is amazing and generous with his information.

Now for shoveling out the garage, storage space, closets, etc.  We've decided not to ship on a container.

Hope to see you in two years or less.


Sincerely,

 
Barbara Will-Wallace

Colorado
Panama Relocation Tours
Looking for a place with more constant and pleasant weather than we currently have, spending a lot of time on the web reading comparisons and blogs and oh so very positive International Living articles, and having visited El Valle de Anton via a cruise ship excursion, we found and signed up for Sovereign Lady’s Panama Relocation Tour. We figured that even if the tour didn’t turn out to be as described, we’d get a week of touring around Panama where we didn’t have to think about where to stay, where to eat, how to get to the next place, etc.

Pleasantly, the tour turned out to be exactly as described. We got to visit virtually all the locations in Panama we’d been reading about and pondering. As is appropriate for Panama, before even heading out on the tour, we got to meet with a lawyer who discussed the most frequently used visas and described the existence of a process to deal with a national criminal background check that comes back other than ‘no prior arrest data.’ We met a variety of ex-pats all quite willing to chat with a dozen+ strangers and/or let us wander around inside their homes, some of which were rented, some owned, spanning quite the range of living styles. Richard Dietrich, author of “The NEW Escape To Paradise: Our Experience Living & Retiring In Panama” accompanied our tour and, along with Jackie (the Sovereign Lady), filled in many little gaps in our understanding and provided validation information on a variety of perceptions gleaned from the various ex-pat websites and blogs. The tour was nicely balanced in terms of eating at both lower and upper end restaurants and staying at a (TripAdvisor) top-rated hotel in Panama City, an all-inclusive resort (near Coronado) and a couple quaint little places along the way. We got just the right amount of time (for us) to wander around in various stores to check out prices and availability and to explore Jackie’s and Richard’s home town of Boquete. Neither Jackie, nor Richard, know or addressed everything one could conceivably want to know about Panama, but the information provided was quite extensive, neither seemed to overstate and both readily tried to point the way to alternative sources of information when needed. We extended our stay in Panama on both ends of the tour with help in the arrangements readily and effectively provided by Melissa (Jackie’s daughter.)

Our bottom-line is that we in no way regretted having taken this tour, found the price to be quite reasonable for what we got and encourage anyone pondering relocating to, or establishing a snowbird’s nest in, Panama to sign up for the tour.
Kerry and Denise O'Neil

Somerville, Alabama
Panama Relocation Tours
PANAMA RELOCATION TOURS REALLY DELIVERS!

If you are considering or only curious about having a presence in Panama, you can do no better than to take this tour. Jackie Lange
and her daughter Melissa have arranged a near seamless experience packed full of important information presented in a vacation-like, relaxed program. We traveled to a number of places on the pacific side of the country exposing us to a variety of towns, living choices and lifestyles. We met people who can assist with a move, people who have moved who shared their experiences and saw many options.

Though Chiriqui province was very charming, I am going to return to Panama to look at another area that has piqued my interest and may be the place for me. This tour has made me very positive about Panama, its “way of doing things” and its people. Even after the 6 books I read before arriving, Jackie gave us so much more important information and so many contacts, it was priceless.

Our accommodations were varied through the tour, a taste of the choices one has in Panama. The same spectrum was shown in housing options. There is apparently a wide choice of lifestyles available in Panama and places to enjoy them, two coasts, mountains, small towns, big cities. They have it all.

The people Jackie brought to the program, Richard Detrich, “Escape to Paradise” and Bob Adams “ Retirement Wave”
gave us an in person and personal view of the possibilities of our life in Panama.

Thanks Jackie, Well done!

 
Marilyn L eff

Fort Lauderdale

April 2014 Tour
Panama Relocation Tours
Typically when we explore a new region we haven’t been, we rent a car and off we go. In Panama, I'm glad we didn’t. We came across the Panama Relocation Tours website and wondered if it was worth the money. We're happy to say, we were pleasantly surprised. The constant communication, well chosen hotels, guest lecturers and the depth of the 'boots on the ground experience’ from Jackie’s life in Panama made the trip a worthwhile investment and fun. Traveling with 12 other people isn’t typically our style however everyone of us is in the ‘same boat’ exploring retirement places which made it more educational to hear everyone’s concerns and input, not just ours. Over the period of a week, we traveled from one end of Panama to the other. We ate at fine restaurants and local Mom & Pops where lunch cost $3.50. We loved the diversity of the cities we saw and would recommend anyone considering Panama for relocation take the tour with Jackie first! Be sure to go into Panama City a couple days early and ask for Jackie's driver Jose to show you around the city.
Margie & Dennis Casey

Florida

June 2014 Tour
Panama Relocation Tours
EVERY MINUTE OF EVERY DAY WAS A LEARNING EXPERIENCE

If you are thinking about relocating abroad to Panama, this no sale pressure tour is the way to go. It’s a pleasant and relaxing way to travel with someone doing the leg work and planning for you. My wife Sharon and I (Stan) just returned from the July 2014 Panama Relocation Tour. We intended to venture out on our own and trace the same route that others have taken, trying to arrange a trip for this fall. Our plans quickly changed when I ran across the Panama Relocation Tour web site, checked some references, and within a few weeks we were touring all over Panama.To start off, all we had to do was make our airline reservation. After that, Melissa Lange did all the scheduling and arrangements for us. She arranged for us to be picked up at the airport, transported to our hotel, all included in the tour price. We arrived 2 days prior to the start of the tour, highly recommended, so you can tour Panama City at your leisure. Melissa has suggestions on places to visit and restaurants to try. Melissa’s mother, Jackie Lange, was at the hotel before the start of the tour visiting with the early arrivals and answering question.We all loaded in a nice big tour bus to start the tour. We had Richard and his wife Nikki join us on the bus. As we traveled over the next 6 days to Coronado, Santiago, Santa Fe, El Valle, David, Boquete and Volcan we were given so much information in-between stops that you will receive a wealth of knowledge that you didn’t know before about Panama and it’s the perfect time to ask questions while you are traveling. Every minute of everyday was a learning experience.If you are thinking about relocating to Panama, the Panama Relocation Tour will give you a great starting base in guiding you with your decision. There is no way we would have gained so much information and insight if we had ventured out on our own. Melissa and Jackie went above and beyond to make our tour very pleasant. We stayed another week afterwards and Jackie was still available answering any questions. A week after the tour, Melissa arranged for our transportation back to Panama City and to the airport, all included with the tour.Thank you Jackie and Melissa for providing this first class no sales pressure tour and continuing to be available for us.

 

Stan and Sharon

Arkansas

July 2014 Tour
Panama Relocation Tours
THERE IS A WEALTH OF INFORMATION

A good friend of mine has been researching Panama for the past 10 years.  I really had no intention of moving from the Cayman Islands where I have lived for the past 28 years, but as I stared to think about retirement I realized that there was a slim chance of maintaining the lifestyle I have by remaining in Cayman after phasing out of the workforce.    So, I caught my friend’s “passion” for Panama and started doing my research.  I came across Jackie’s site – Panama Relocation Tours….booked it and away I went!

The tour is not long, but there is a wealth of information that is imparted.  From the expats you meet, to the locals, I can say without hesitation that Jackie does not settle for anything but the best and most reliable to provide their experience, knowledge and service.

Needless to say, I am now here in Panama, two months after doing the tour for a three month stay to “check it out”.

Jackie has helped me set up a bank account (on the tour), found a great apartment for me, took me grocery shopping when I arrived and more.
At the end of the tour, she says that it “doesn’t end here”.  She is available to provide any information or assist in any way – and she means it.

I can’t say Panama is for everyone….I’ve only been here a short time,  so I’m not yet sure if it’s even for me!  I do have the advantage of living on an Island for many years where I haven’t had the conveniences that those living in the States, Canada, etc.  are accustomed to, which makes it a bit easier to adjust.

I also have to mention Jackie’s daughter Melissa.   In all of our correspondence she has been prompt, detail oriented and extremely helpful.  They make a great team, and their business is sure to continue to thrive if they persist with their very high standards and concerns for those that take their tour.  Panama Relocation Tours is well worth the money paid if you are seriously looking at Panama as your next home.

Lisa
July 2014 Tour

Lisa

July 2014 Tour
Panama Relocation Tours
GAIN A WEALTH OF KNOWLEDGE

If anyone is planning on moving to Panama, Jackie's Panama Relocation Tour should be the FIRST step on the "to do list" for the move.  The tour will eliminate a lot of lost time due to the lack of knowledge foreigners have about moving to Panama.  It's an excellent tour and everyone will gain a wealth of knowledge from it.
Allen & Beverly Gastinger

Texas

2014 December tour


 

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