Biggest Surprises and Challenges When Moving to Panama

Insights from Expats Living in Panama

Moving to Panama is an adventure filled with surprises. There will be many pleasant discoveries as you adjust to your new life, but there will also be some challenges along the way. However, once you settle in and embrace the culture and lifestyle, you’ll find that moving to Panama is one of the best decisions you can possibly make.

This article is based on experiences shared by Panama Relocation Tour clients, providing firsthand insights into the surprises and challenges of moving to Panama.

Surprises

The Warmth and Helpfulness of Panamanians
Many expats were delighted by how friendly and helpful Panamanians are. Jolynn noted that Panamanians acknowledge your presence with kindness, offering assistance even if you just attempt to speak Spanish. Similarly, John observed how greeting people by name creates a memorable bond. Everyone was surprised that Panamanians greet you with a Buenos Dias or Hola when they pass you on the sidewalks.

Cultural Diversity
Rod highlighted Panama’s rich cultural diversity, with a mix of skin tones, facial features, and hair textures, all coexisting harmoniously. He found it fascinating and heartwarming.

Natural Beauty and Lifestyle
Panama’s natural beauty is a common theme. Marne found the verdant landscapes, bird songs, and breathtaking views of Volcán Barú enchanting. Sheila appreciated the predictability of Boquete’s afternoon rain showers, allowing for productive mornings.

Cost of Living Benefits
Lee marveled at the discounts available for jubilados (retirees) on travel, meals, and utilities. His low rent ($175/month in Bugaba) and affordable living expenses proved you can indeed “live better for less.” Gary was delighted to find $4 haircuts in Volcan. Many commented about the delicious $5 meals at a Panamanian fonda (restaurant) and the $20 doctor visits without insurance! You really can live better for less in Panama!

Unique Experiences
Expats shared many unique experiences, from a housekeeper bringing flowers to the delight of “Bajareque” rainbows in Boquete (Jolynn). Claudia found the perfect climate where she could live without air conditioning.

A New Sense of Freedom
Sheila mentioned how freeing it was to give up homeownership, while William loved not needing a car because public transportation is readily available throughout Panama. Jeanne appreciated the usefulness of public transportation and how inclusive Panamanians are, even when dealing with disabilities.

panama subway
Subway in Panama City

Healthier Lifestyles
Bill celebrated losing 75 pounds thanks to Panama’s great weather, which encouraged walking, swimming, and other activities. He also embraced fresh fruits and vegetables over sweets. Many reported being able to get off all medications or drastically reducing medications after moving to Panama.

Challenges

Moving to Panama is an exciting adventure, but it’s important to acknowledge that challenges are a natural part of any big transition. Adjusting to a new country means navigating cultural differences, language barriers, and unfamiliar systems, such as banking or healthcare. Simple things like grocery shopping or finding the right plumber might feel daunting at first. You may also find yourself missing the familiarity of home, whether it’s your favorite foods, family traditions, or the rhythm of life you’re used to. However, these initial hurdles are part of the process of creating a new chapter in your life.

When you know what to expect, the challenges are easier to navigate.

The good news is that, with time, these challenges will feel less overwhelming. After a few months, you’ll develop routines and gain confidence in navigating life in Panama. You’ll discover the joy of fresh produce at local markets, make connections with welcoming locals and expats, and learn to appreciate the slower, more relaxed pace of life. Before long, the stunning natural beauty, affordable cost of living, and vibrant culture will become your new normal, and you’ll find yourself embracing a lifestyle that once seemed like a distant dream. With patience and persistence, the initial adjustment period will give way to a fulfilling and rewarding experience in your new home.

These are some challenges expats faced when first moving to Panama.

Language Barriers
Learning Spanish was a recurring challenge. Bill struggled with forming sentences to communicate with his wife’s family. Hal-Marge found the speed at which Panamanians speak overwhelming. Some areas in Panama have a high concentration of expats and English is more widely spoken there. If you’re concerned about the language barrier, you may want to start out in a town that has a lot of expats.

Panamanians all know how to use Google Translate, you need to learn how to use it too!

expats in panama

Adapting to “Panama Speed”
Sarah and Jeanne emphasized adjusting to the slower pace of life. Deliveries and service visits often operate on their own schedules, requiring patience. Don’t be surprised if a Panamanian stops in the middle of the road to talk to a friend walking on the sidewalk. (Don’t honk your horn, go around them)

When moving to Panama, one of the most important adjustments is embracing the tranquil lifestyle that defines much of the country. Life in Panama moves at a slower, more relaxed pace, especially outside the hustle of Panama City. This laid-back approach extends to everything from social interactions to how business is conducted, and it may require some patience and flexibility to adapt. “Mañana” doesn’t always mean “tomorrow,” but rather “not today,” reflecting a cultural value placed on enjoying the present moment rather than rushing. While it can be a challenge at first for those accustomed to fast-paced environments, this shift offers a chance to unwind, reduce stress, and savor life’s simple pleasures. By embracing this tranquil lifestyle, you’ll discover a deeper sense of contentment and balance, aligning with Panama’s warm and welcoming atmosphere.

Navigating the Roads
Driving in Panama can be challenging. Tony highlighted the lack of sidewalks and the need to avoid pedestrians and potholes, especially at night. Debra pointed out the unpredictable driving habits in rural areas. John is glad he does not need to drive in Panama City because the traffic is “crazy.”

driving in panama

Infrastructure and Accessibility
Narrow parking spaces and uneven stairs were common complaints. Linda mentioned the difficulty of stairs without railings, while Maria noted the need to stay alert for potholes and unexpected hazards on sidewalks and when driving. Jackie commented about the narrow parking spaces and that finding a parking space can be challenging. Panama is not a handicap-friendly country.

Sidewalk Panama
Deep Drop Off. Uneven stairs. Watch Your Step in Panama!

Bureaucratic Hurdles
Charlie described Panama’s extensive paperwork process, with rubber stamps for everything, adding humor to the challenges of navigating bureaucracy. Despite you thinking there is a better way, you need to learn to go with the flow of the Panama way. Your immigration lawyer will guide you every step of the way to getting a residency visa.

Adjusting Expectations
Expats like Rod and Sarah expressed frustration with fellow expats who try to recreate their U.S. lifestyle in Panama instead of embracing the local culture. Those who think Panama will be like North America but more affordable will be disappointed. Nothing in Panama is like North America.

Jolynn encouraged newcomers to leave their expectations behind and embrace Panama’s “Tranquilo” way of life.

Most expats leave politics and racism at the border, but be warned that some bring it to Panama. Spotting them on their YouTube channels is easy, so you can avoid them. There is no room in Panama for that divisiveness.

panama relocation tour meet up
Panama Relocation Tours Monthly Meet Up

Convincing Family Back Home
Crysd found it challenging to reassure family members that Panama is safe and not a third-world country. Sarah loves living without owning a car, but it isn’t easy to convince others that she enjoys not being responsible for owning a car. Even though Panama may not have stores that you are familiar with, you will learn to adjust and find what you are looking for at Panama stores.

Everyday Adjustments
From finding specific products (Rod’s elusive Haagen-Dazs ice cream) to sourcing quality taxis (Maria), daily life in Panama requires adaptability. Finding cottage cheese or sweet potatoes is hit or miss in Boquete. You may need to visit two or three grocery stores to find everything on your list.

If you can’t find what you are looking for, you can always order it from Amazon or other online retailers and then get it delivered to Panama about 5-7 days later.

Some medications are more affordable in Panama, but some cost more. This article includes a link to two pharmacies where you can check the price and availability of medications. Many who take medications were surprised to learn that you don’t need a prescription for most medications in Panama.

Final Thoughts

Panama offers a unique blend of cultural warmth, natural beauty, and affordable living that many expats find deeply rewarding. While challenges exist, they often come with the opportunity to grow and adapt. As Marci put it, there is much to learn from the patience and kindness of Panamanians. For those willing to embrace the differences, Panama can feel like home in no time.

Come See How You Can
LIVE BETTER For LESS In Panama!

Since 2010, Panama Relocation Tours has helped thousands of people discover a better way to live in Panama… despite the initial challenges.

There are three ways we can help you, too!

Join us for an all-inclusive 6-day, 7-night Panama Relocation Tour to see many different areas in Panama and learn everything you need to know for a hassle-free move to Panama. We do three to four tours per month. If the date you prefer it sold out, get on the BACKUP LIST to be notified of an opening.

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Join us for a Private Panama Relocation Tour of a specific area to get a thorough understanding of what it’s like to live there, where to shop, what to do, and more. Private Tours are just $200-$250 a day for most areas.

Learn at your own pace with our Online Panama Relocation Guide! It’s like a home study course about how to move to Panama the right way. You’ll get everything you need to know for a smooth transition to living in Panama PLUS vetted contacts for affordable immigration lawyers, real estate agents, insurance brokers, car brokers, and much more. You’ll learn how to get your pets to Panama, visa options, health insurance options, how to find a rental, how to get a driver’s license and everything else you need to live “tranquil” in Panama!

Jackie Lange

Jackie Lange is the founder of Panama Relocation Tours and lives in the highlands of Boquete Panama. She has helped thousands of people relocate to Panama.

Reader Interactions

Comments

  1. Maurice w fernandez says

    I spent 4 years in panama when I was in the army, 1984 till 1987. I lived in altos de conresa using rent plus, it took a year to get quarters in ft clayton, in panama i got to fly my ultralight all over panama with the friendly ultralight club, my second wife just decided she wants her freedom she’s 20 year younger, I’m 67.5, my social security check just started at 1787 monthly, I had a son that was born in 1985 27 June at gorgas, I speak Spanish use to be a linguist when serving there, I would love to retire now on that small check, I’m a world famous skydiver world champion from 1982, did some jumping in panama, calzada large and also flew model airplanes.

    • Jackie Lange says

      Maurice, What a great adventure! You should come to see what Panama is like now! You’ll be amazed.

  2. JONATHAN SMITH says

    This article is why I’ve followed Jackie since 2013. Your writing is intimate and inclusive. I always feel like I’m part of a really cool culture. Thank you for the invitation to enjoy a nice way of living.

    • Jackie Lange says

      Jonathan, I’m glad you enjoyed the article. Thanks for being a loyal follower.

  3. Melinda Stephenson says

    Thank you for all that you do, Jackie! We won’t be able to move until 2026, but we are following you online and we have bought the relocation guide already. My husband Jim and I will also be doing a private tour in February with Maury. I can’t wait! (And the slower pace? Fine with me, I was brought up the laid-back, beachy southern way, ya’ll.)

    • Jackie Lange says

      Melanda, The slower pace is exactly what most people need!

  4. Mike Aguiar says

    I can say that the online guide is hands down the best investment we made as we continue with our relocation to Panama in 2025. Meeting this coming month with our attorney whom we found in the guide. As easy and inexpensive as he is making the visa process, this alone was worth the price of the guide. Plan to be in our new home by the end of the year! We refer to the guide quite often. Hoping to attend a PRT meet up in February.

    • Jackie Lange says

      Mike. Thank you so much for sharing your experience! It’s amazing to hear how the Online Panama Relocation Guide has been such a valuable resource for your journey. Finding the right attorney to make the visa process smooth and affordable is such a relief, and I’m thrilled that the guide helped you connect with someone reliable.

      Congratulations on your plans to relocate and settle into your new home by the end of 2025—what an exciting milestone! Be sure to keep referring back to the guide for tips and updates as you continue your move. And how wonderful that you’re planning to attend a PRT meetup in February! Those events are a fantastic way to connect with others and get even more insights about living in Panama.

      Wishing you all the best as you finalize your relocation plans—Panama will be lucky to have you! 😊

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