REPLAY October 2019 Q&A Conference Call

Since 2010 we’ve been offering Panama Relocation Tours 7-night 6-day all-inclusive tours to educate you about relocating to and living in Panama. We’ve helped 1000’s of people relocate to Panama the easy, stress-free way!

We know it’s a big decision to relocation to a different country, or even sign up for a Panama Relocation Tour, so we offer monthly Q&A calls to answer some of your questions about life in Panama.

This is a replay of the October 2019 Retire in Panama Q & A Conference Call.    If you have further questions, please email us.

Note, during this call, a question came up about getting international health insurance.  At 65, I pay $2500 a YEAR for international health insurance which covers me in Panama, in North America or anywhere else in the world.

When I turned 65 this year, I had a big decision to make about getting Medicare in the United States or relying exclusively on my international health insurance.  I decided to get the minimum requirements for Medicare.  When you get closer to 70 years old, international health insurance is either every expensive ( like $5000 a year) or not available though some insurance carriers.  Many international insurance carriers have an age restrictions.  Therefore, if you are closer to 70 years old when you relocate to Panama, and are a United States citizen, we recommend that you keep Medicare in the United States and get Panama only health insurance which is super affordable and has no age restriction.

If you drop out of Medicare but later want to move back to the United States, or just use Medicare occasionally, you’ll have to pay a penalty to get back in to the system.

Jackie Lange

Jackie Lange is the founder of Panama Relocation Tours and lives in the highlands of Boquete Panama. She has helped thousands of people relocate to Panama.

Reader Interactions


  1. Michael Petosa says

    I am really impressed with the knowledge you share with people. You put at rest the fears we have, which helps in our freedom to explore this big old world. My wife and I Hope to book a tour soon.

    • Jackie Lange says

      HI Michael. Thanks for the kind words. I’m glad you are enjoying the information at Panama Relocation Tours. We’d love for you and your wife to join us for a Tour soon!

  2. Melinda gudino says

    You conference calls are very helpful. Am visiting in 2020. Would like to apply for initial visa needed before moving there. I want to explore the possibility o living there 4 months then Portugal for 4 months then back home for holiday season here with family in California. I’m 67 and don’t fully understand where to find international health insurance, panama health insurance. Am still working in California. Only have my company benefits at present. Possible trip with you late next year after initial trip to various cities there. Thanks for your support and knowledge. MELINDA any info regarding traveling or residing as a single in panama is appreciated. Just read your latest. One concern keeps popping up in my head—the close proximity to Venezuela. Also gasoline prices. Are electric cars available there now. Hope so. CHOW

    • Jackie Lange says

      HI Melinda

      No, electric cars are not available yet in Panama. Panama is about 1600km away from Venezuela – they are not neighbors!. During a Panama Relocation Tour, we go in to great details about health insurance options. Chao

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