For coronavirus (COVID-19) travel information, see our FAQ.

Why Get Travel Insurance


Travel insurance is an insurance product for covering unforeseen losses or expenses incurred while traveling, even travel to Panama. Some travel insurance companies even cover Covid-related losses.

No matter what your vaccination status is, if you plan to travel internationally you may want to have a financial safeguard in place just in case there are problems or unexpected delays or problems during your trip. This is especially true if you’re traveling abroad, where your health insurance plan may have limited global coverage. Travel insurance can provide that safety net.

Travel insurance can cover things like if your flight is canceled causing you to miss a cruise.

Most cruise lines, hotels, car rental places, and tour operators have a “no refund” policy if you cancel less than 30-days before your trip.

Travel insurance could cover the expenses of flight, missed tour, and hotel arrangements if you test positive for Covid before or during your trip to Panama.

IT’S AFFORDABLE TOO!

Travel insurance is very affordable too. For an international trip I took a few months ago, the travel insurance was only $88. It covered the cost of my flight, AirBnb and any healthcare needs. Luckily I did not need the insurance but it was peace of mind knowing that I had it .. just in case.

Panama Relocation Tours always encourages everyone to get travel insurance before their trip to Panama.

To protect everyone on the tour, Panama Relocation Tours requires that everyone presents a negative Covid test that is no more than 72 hours old before attending our tours. Recently, a fully vaccinated man tested positive for Covid the day before the tour. Of course, he missed the tour. But luckily, he has a travel insurance and will get reimbursed for extra hotel expenses and the tour he missed. Thank goodness we found out before he got on the tour.

Earlier this month, a person needed to have emergency surgery a few days before coming to Panama for an exploratory trip. Unfortunately, they did not have travel insurance so all the money they spent on hotels and car rentals were lost.

I don’t have any personal experience with filing a claim with a travel insurance company, so I cannot make a personal recommendation.

This Forbes article has recommendations for travel insurance companies.

Several people have recommended Insure My Trip. They include Covid-related expenses. They show the cost for several different travel insurance companies so you can easily compare.

Be sure to read the rules/restrictions before picking a travel insurance company. Understand what is and is not covered.

Some travel insurance requires that you purchase it shortly after booking your flight/trip. Other travel insurance companies require that you purchase the insurance a certain number of days/weeks before your trip.

Also, check with your credit card company. Some credit card companies include travel insurance if you paid for the trip with their credit card.

Travel insurance – Don’t leave home without it!

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Jackie Lange

Jackie Lange is the founder of Panama Relocation Tours and lives in the highlands of Boquete Panama. She has helped thousands of people relocate to Panama.

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Comments

  1. Richard Puckerin says

    Jackie I’m on your mailing list and have read all your articles. I visit Panama City in May and stayed with a Panamanian friend. We are back home and have decided we want to make Panama our new home. We have visit some places but none of the places you have recommended we have driven over the bridge but we like the city life plus my friend lives in the city. We were thinking of renting for a few months before settle to purchase a home. My friend call me today and showed me a home going for 95k. It has three bedrooms, two bathrooms, washer room, and off street parking. The house need some work but can move in now and renovate bit by bit..lol what do you think.

    • Jackie Lange says

      Don’t buy anything without seeing it first. You’re not just buying the house, you’re also buying the neighborhood. Go see it.

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