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You Can Use Medicare in Panama

Medicare is affordable health insurance for US citizens. You must be 65 to sign up. There are no age restrictions and no pre-existing condition restrictions.

I have always read that you cannot use Medicare in Panama. But, I recently discovered that you CAN use Medicare in Panama! You’ll need a “special account” that can be used for urgent care or emergencies in Panama. Best of all, there is a $0 additional cost for this special account! Besides Medicare Part A, you’ll need to pay for Medicare Part B which is currently about $148 per month.

This news is especially good for United States citizens who have pre-existing conditions so they may not be able to get Panama insurance or get international health insurance.

In Panama, when you need care, you’ll need to pay the doctor or hospital upfront, then file a claim to be reimbursed. Of course, Medicare can also be used in the United States and used for prescription medications which can be mailed to Panama using a mail forwarding company.

medical care in panama

A Panama Relocation Tour Alumni recently wrote that his wife broke her ankle and needed emergency surgery in Panama. They filed a claim and were reimbursed in less than three months.

Being able to use Medicare in Panama is a GAME-CHANGER for many would-be expats!

In our Complete Panama Relocation Guide, we have more information and a one-hour video about how you can use Medicare in Panama. You have to be very careful to pick the right kind of “special account” so you’ll be covered in Panama. We have expert help and guidance in the Complete Panama Relocation Guide.

If you’re not a US citizen or not yet 65, the Complete Panama Relocation Guide also has very affordable health insurance information for you too! If you’re 60-69, your insurance will cost about $102 per month. You really can live better for less in Panama!

Of course, the Complete Panama Relocation Guide also contains all the information you need to know to have a smooth, hassle-free move to Panama.

david panama hospital

Jackie Lange

Jackie Lange is the founder of Panama Relocation Tours and lives in the highlands of Boquete Panama. She has helped thousands of people relocate to Panama.

Reader Interactions


  1. Debe Emerson says

    As Panama Relocation Tour alumni, how do we access the information about setting up a special Medicare account for using Medicare in Panama ??

    • Jackie Lange says

      Debe, I will send you an email with the information

  2. leiloni gay says

    hello ms jackie i am living in panama how can i get my medicare in panama. Ineed your help. Thank you

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