Three Ways to Get Financing to Buy Real Estate in Panama

We highly recommend that you just rent for at least a year after moving to Panama. A year gives you plenty of time to get familiar with the area, to make sure you like living in Panama and like the area you have selected.

A year also gives you plenty of time to get your permanent visa. You should definitely NOT buy real estate until you get your permanent visa because sometimes visas are denied.

If you do decide to buy real estate in Panama, you could pay cash, that’s what most people do. Traditional bank financing is complicated and not ideal for retirees because loans need to be paid off by the time you turn 70.

But there are other ways to get financing. Watch this video to learn about three ways you can get financing to buy real estate in Panama. One of the ways even includes 0% interest!

YouTube video

Also, review our article about Buying Real Estate in Panama.

Some real estate in Panama is not even titled.

The entire closing process is completely different than what you are familiar with. Your attorney needs to be involved in the entire transaction, including writing the purchase contract and preparing the closing documents. Do you not use an attorney that the real estate agent or seller uses.

Jackie Lange

Jackie Lange is the founder of Panama Relocation Tours and lives in the highlands of Boquete Panama. She has helped thousands of people relocate to Panama.

Reader Interactions


  1. Jennifer Adams says

    I have heard so much about you on you tube! My husband and I wanted to take advantage of your offers through relocation tours but really are not sitting financially where we can, we live in Tampa Fl and rent is so high. Anyway, thought I would reach out.

    • Dustin Lange says

      Hi Jennifer! Thank you for reaching out. You may want to consider purchasing our Complete Panama Relocation Guide. It’s a less expensive alternative to our group tours. The guide is available online and includes all of the same information we share during our group tours about how to make a smooth move to Panama. It even contains all of our trusted contacts for immigration, real estate, insurance, and more. It also has suggested self-guided tour information as well as contact information for private tour guides in each of the cities we recommend. With this information, you could either explore Panama on your own or hire a local to show you around.

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