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When it comes to healthcare in Panama, one hospital stands above the rest — The Panama Clinic. Located in Panama City, this modern, world-class medical center has quickly become the first choice for expats and locals seeking high-quality healthcare.
The Only TEMOS-Accredited Hospital in Panama
The Panama Clinic is the only hospital in the country to receive the prestigious TEMOS accreditation, an international recognition for excellence in healthcare quality and patient safety. This accreditation places The Panama Clinic among a select group of hospitals worldwide that meet the highest standards in medical care, patient management, and facility operations.
For expats, this means you’ll have peace of mind knowing your care is provided in a facility that matches or exceeds international benchmarks.
A Leader in International Healthcare Excellence
The Panama Clinic offers a full spectrum of medical services, including:
• Emergency Care & Urgent Services — 24/7 fully equipped emergency department.
• Specialized Medical Consultations — Over 30 specialties, from cardiology to neurology.
• Advanced Diagnostics & Imaging — MRI, CT scans, digital radiology, and lab services.
• Surgical & Inpatient Care — Modern operating theaters and comfortable private rooms.
• Preventive & Wellness Services — Comprehensive health check-ups and screenings.
• Emergency Transport — Ground ambulance and air ambulance services for rapid response and safe transfers. Both are covered by Medicare Advantage.
Located in the heart of Panama City, The Panama Clinic is also the only hospital in the city with a helicopter pad on its roof, enabling emergency airlifts for critically ill or injured patients. This unique capability allows for immediate access to life-saving medical care from remote areas or accident sites, significantly improving patient outcomes.
Direct Billing for Veteran and US Insurance Plans
One of the most important advantages of The Panama Clinic is that it accepts direct billing for a wide range of U.S. insurance plans. This means you don’t need to pay out-of-pocket first and then struggle through a reimbursement process. Instead, the clinic handles billing directly with your insurance provider.
Here are the insurance plans that qualify for direct billing at The Panama Clinic:
🔵Veteran Benefits: TRICARE, VA’s Foreign Medical Program (FMP), and CHAMPVA
🔵Medicare Advantage Plans (all plans accepted)
🔵FEP Blue Cross Blue Shield
🔵GEHA Insurance
🔵GeoBlue and other international insurance
🔵Travel Insurances
For U.S. veterans, retirees, and federal employees, this is a game-changer. You can get care in Panama with the same convenience as in the United States, supported by a dedicated bilingual team that helps schedule appointments and coordinate your care.
English-Speaking Doctors and Personalized Care
Another standout feature of The Panama Clinic is its commitment to English-speaking medical staff. From general practitioners to specialists and surgeons, you’ll find doctors and nurses who speak fluent English, making it much easier to explain your symptoms, ask questions, and fully understand your treatment plan.
The hospital also has a bilingual dedicated patient services team to assist with scheduling appointments, coordinating lab work, arranging imaging studies, and handling insurance paperwork.
Watch the Interview: Veteran Medical Benefits at The Panama Clinic
Recently, I sat down with an administrator from The Panama Clinic to discuss the impressive hospital and how veterans and their families can access care in Panama. We covered everything from how to get started with TRICARE, FMP, and CHAMPVA, to what documents you’ll need, and how direct billing really works behind the scenes.
Final Thoughts
Whether you’re a veteran, retiree, or simply looking for the most modern healthcare facility in Panama, The Panama Clinic delivers world-class care, direct billing convenience, and international standards that rival top hospitals anywhere in the world.
If you’re considering relocating to Panama — or already living here — knowing that this level of medical care is available should give you complete peace of mind.
Also, watch this video for an inside tour of The Panama Clinic to see how truly impressive and advanced it is.
