Every month I get emails and calls from developers and real estate salespeople asking me to bring my tour group to their “project”. They offer me a 10 to 25% commission if any of my tour clients buy. I politely decline.
First of all, I think it is a huge conflict of interest for a tour operator to accept a commission or kickback. Not selling anything during the tours is the only way we can honestly tell you the truth about various areas in Panama. For example, there are many areas in the Azuero Peninsula where there are severe water problems – like no water part of the year! If we were dishonest or getting paid commission, we would perhaps not mention that to you and then show you properties in those areas anyway in hopes that you would buy property so we could get a commission. That’s UNETHICAL. We don’t do business that way!
But sadly, that is exactly what some tour companies do! Their #1 objective is to get you to buy or invest in real estate so they can get a commission.
Beware of companies promoting “real estate tours” or “investments” in Panama.
They will show you one property after another.. conveniently leaving out any “bad stuff” in hopes that you will buy so they can make a commission. They might mention how prices are going up, so you better buy now! It’s called high-pressure sales tactics. These tour companies are counting on convincing you to buy one, maybe two, properties (hurry before the prices go up next month).
To make matters worse, the prices they quote for properties are often higher than normal. Then they can tell you if you buy this weekend, we can give you a $20,000 discount. The reality is the $20,000 discount price is a high retail price. It’s a game some tour companies associated with real estate companies play.
It is dangerous for your pocketbook and your retirement.
Secondly, I think it is a H-U-G-E mistake to buy or invest in anything in Panama until you have lived here for at least 6-12 months. We encourage everyone on our tours to RENT first. Do not rush into buying anything. There are a lot of reasons for this. One is that you really would not know what a “good” price is for a property until you’ve been here for a while. Because there is no active MLS (multiple listing service), the only way to know a good price from a high price is to talk to a LOT of people to find out what properties have sold for in a certain area. You should never rely on real estate price information from one source and certainly not from people who will make a commission or profit if you buy. The other reason to not buy, is that until you have lived in an area for a while you just don’t know if it is right for you. You also need to experience both the rainy and the dry seasons in the area you are interested in. The two seasons can be dramatically different!
Here’s a perfect example of why it is so important to NOT buy until you have been here for a while. Steve and Maria came on my tour about 9 years ago. They really liked Los Molinas, a nice gated community about 20 minutes South of Boquete at an elevation of 1800 feet. It has nice single-family homes and condos overlooking a beautiful canyon. Luckily, they took my advice during the tour and rented there for 6 months. It is a good thing because they both discovered that it was just too hot for them at that lower elevation. Then they rented a house in Jaramillo Arriba (up high), another suburb of Boquete which is at a 5,000 foot elevation. Steve loved the weather there, but Maria thought it was too cold. So, now they are at their third rental house in Santa Lucia, (another suburb of Boquete) which is at about 3,800 feet. So far, so good. They both like the neighborhood and the weather. Santa Lucia is only 2 miles from downtown Boquete which is a big plus too.
Denise and Bill moved to Playa Blanca, near Coronado. But after a few months of $350 electric bills, they realized they needed to move to a different area. The heat and humidity of living near the beach were not what they expected. Now they live in an area where they don’t even need an air conditioner so their electric bill is 90% less and included in their rent so there’s no extra payment.
Jim and Nancy rented a condo with a beautiful ocean view. Luckily they signed a short-term lease as I advise during the tours. After living in the condo for a month they discovered two things that made them so glad they did not buy. First, there was very little ocean breeze so it was always hot and muggy unless they spent $350 a month to run the air conditioner. But to make matters even worse, they discovered that more than half of the condos were AirBnb.com rentals. They never knew who was going to be living next to them and most tenants who came for a few nights were interested in partying. It was like living in a hotel with a party every night!
Another problem that comes up sometimes, is people putting the cart before the horse! They come to Panama to buy real estate first, then apply for a visa. When they apply for a visa, they are denied. So, they cannot live in Panama or in the house/condo they purchased. Sure they can rent it out but that’s a chuck on cash tied up that you cannot use to buy real estate elsewhere. We always advise that you get a permanent visa BEFORE buying real estate in Panama.
Imagine if they had gone on one of those “real estate tours” encouraging people to buy real estate! They could have been pressured into buying a house or condo that just did not have the weather that made them feel comfortable.
It’s not just real estate sales. Some “real estate tours” get kickbacks and commissions on rentals too! They have absolutely no incentive to help you get the best price!
Our tour guide always helps you negotiate the best price. The savings more than pay for the Online Guide and the tour.
Just this month, a couple took a Private Tour in Panama City. They fell in love with an apartment that was $1200, but it was a bit over their budget. Our tour guides negotiated a $900 a month rent. That’s a huge saving.
During a Private Panama Relocation Tour, if you want to see rentals, the tour guide will make arrangements for you to see rentals in your budget. You’ll also learn about neighborhoods, see a Panama doctor if you want to, tour a hospital if you want to, go to a pharmacy to check the prices of your meds, learn about the best places to shop, popular restaurants, pet shops, meet with an immigration lawyer, talk to an insurance broker, and anything else that interests you. Each Private Tour is customized to see and to the things you want to learn about.
Panama Relocation Tours does not sell or rent real estate! When you rent or buy real estate, we get no commissions or kickbacks like the other tour companies.
In Panama, you can drive just 20 minutes and experience completely different weather including the temperature, the amount of rain, the amount of sunshine, wind, cloud cover, views, and other factors. Even for investment purposes, it is not a good idea to rush into buying anything in Panama.
It’s easy to buy, but it could take years to sell. So you need to make absolutely sure you love the area where you have chosen to relocate to and that you like living in Panama before you make a buying decision. Rent first!.
Going on a real estate tour is one way to see only hand-selected parts of Panama where the tour operator is getting paid a commission. Sure, you will see some of Panama, but you certainly won’t learn everything you need to know about relocating or retiring in Panama. And I assure you that during a “real estate tour” you will get the sugar-coated version of life in Panama on a real estate tour, not the REALITY version of what life is really like in Panama.
During a Panama Relocation Tour, we do show you a few rentals each day. If you’re considering moving to Panama, you’ll want to see what the housing is like at various prices. But there are absolutely no real estate sales pitches!
Our job during the Panama Relocation Tour is to educate you about how to relocate to Panama with ease, to tell you all the things that will keep you out of trouble, and help you avoid costly mistakes (like buying real estate too soon). Once you know exactly what to expect about relocating to Panama, it takes the fear of moving to Panama away. Plus, you have access to our team even after the tour to ask questions or get help with whatever you need. During the tours, you won’t get the sugar-coated version of what life is like in Panama. We won’t leave out the bad stuff (and there is bad stuff). And we don’t have anything to sell.
It is impossible for you to make an informed decision about retiring or relocating to Panama unless you learn about the good and the bad and the darn frustrating aspects of living in a foreign country.
A BETTER WAY TO EXPLORE PANAMA.. WITH NO SALES PITCHES!
You can discover Panama up close and personal during a 7-night 6-day all inclusive Panama Relocation Tour. You pay one flat fee that includes everything. You’ll see the real Panama, not slide shows at a hotel conference.
You’ll travel in a extra comfortable bus throughout Panama. We have at least two or three tour guides on every tour to make sure you get the personal attention you need. And we invite other expats to join us for lunch and dinner so you can learn why they picked the area where they live.
While we are traveling from one location to another, we’ll be conducting a rolling conference to teach you what you need to know to relocate. What else is included? All ground transportation, all hotels, all meals, and a Copa flight back to Panama City. Plus you’ll learn everything you need to know to have a smooth hassle-free move to Panama. You’ll also get free access to the Online Complete Panama Relocation Guide (a $595 value) after the tour. And you’ll get our ongoing support in our private facebook group.
You’ll get to actually see Gorgona, Coronado, San Carlos, Santa Clara, Chitre, Las Tablas, Santiago, Las Lajas Beach, David, Boquete, Volcan, Bambito and Cerro Punta. Plus we will travel through a lot of other towns. No slide shows. No Photoshop pictures. You get to really see Panama. We usually visit a hospital too!
You’ll meet expats in each area. They will discuss what their life is like in Panama. I don’t screen what they will say except, “no sales pitches, please”. No sugar coating. You’ll hear the truth.. both the good, the bad, and the downright ugly. You’ll learn the pros and cons of living in each area.
That’s not all…. you’ll also meet with Panamanians to hear what they think about expats living in their country and how you can make friends and “fit in” quickly.
Since 2010, we’ve been offering Panama Relocation Tours.
We’re known throughout Panama as the “Panama Relocation Experts“!
Since 2010, we’ve helped thousands of people have a hassle-free move to Panama.
Read what some have to say about Panama Relocation Tours and Jackie Lange, it’s founder:
It’s Not a Tour, It’s an Adventure! said Bob and Sally Lewis from my January 2015 tour.
They added … Besides all the great info you are going to get, you see so much of the country, will make some wonderful friends, that you will want to sell your house as soon as you get back home, like my wife Sally and I are going to do!! Jackie does incredible things to personalize the tour, like having a freshly baked Birthday Cake at dinner on my wife’s Birthday!! You don’t spend money on this tour, you INVEST it!!
You’ll learn about budgets in each area of Panama. Some areas are more expensive than others. Some areas are incredible bargains. Each area has it’s pros and cons, which we will discuss during the tour.
Jacqui rents a one-bedroom house for $280 a month in Las Tablas. She is 5 minutes to the Pacific Ocean. Las Tablas has just about anything you’d need, but Chitre is only 30 minutes away, and it has even more shopping options. Chitre also has movie theaters and bowling alleys.
Doug is renting a 2 bedroom 2 bath with spectacular views in Boquete for $600. He has a 1/2 acre lot with coffee plants, bananas, avocados and oranges.
Colin and Sue are renting a 2-bedroom 2-bath in Cerro Punta for $400. The views are incredible (see photo below). You will get to see the many of these rental properties. No slideshows. You get to walk through the house and the yard and talk to the expat tenants. There are pros and cons to living in each area. You’ll learn exactly what they are so you can make an informed decision about where to relocate to in Panama (if you decide Panama is right for you).
YES, you will get to see real estate during the Panama Relocation Tour! You’ll see condos for rent near Coronado. We will see rentals in various areas ( but there is no commission being paid for any real estate). You see some rentals in Volcan too. As we drive through or past various neighborhoods, we will tell you what homes cost and what they rent for so you’ll have a general idea of prices in Panama. The information we provide is based on talking to a LOT of expats in that area.
You’ll get to see the beaches, the towns, and the mountains. We’ll visit a farmer’s market so you can see the variety of fruits and vegetables available.
We’ll stay at a first-class all-inclusive resort next to the Pacific Ocean on the first day of the tour. The second night we stay at a funky hotel everyone says is their favorite place. It has a pool with a waterfall. And then we spend four nights at a hotel in Boquete which is next to a river. The fresh air and sounds of the river will lull you to sleep. From Boquete, we make day trips to David and Volcan.
Of course, plus we spend time in Boquete too. You’ll get to go to a Panamanian Artisan Market, learn about the pros and cons of the 21 different microclimates in Boquete, see rentals, and have some free time to check out grocery stores, pharmacies, department stores, pharmacy or just relax at one of the many restaurants.
You’ll see some amazing sunsets over the ocean or the mountains. And you’ll probably see more stars in Panama than you have ever seen before.
We’ll visit grocery stores. You get to walk the aisles to see if your favorite products are available. You can compare prices of imported vs. local products. Yes we have Butterball Turkey in Panama. You won’t hear this at the international conferences but the truth is that some grocery stores are terrible. Luckily there is almost always a great grocery store close by through.
We’ll visit department stores so you can see the great bargains which are available in Panama. You’ll also see electronic stores and furniture stores so you can compare prices and help you decide what to bring to Panama and what to just buy here.
You’ll even have time to visit with a doctor during your “free time” during the tour. We think you’ll be surprised at how the doctors in Panama really put the “care” back into health care! .
Get the real scoop on health insurance options. Discover why you could pay 40% more if you use some insurance brokers. You’ll get information about Panama health insurance and international health insurance so you’ll be covered anywhere in the world. And, you’ll learn how you can even use Medicare in Panama!
Learn how to bring your pet in to Panama. There’s a process but it is well worth it to bring your furry family members. My cat moved to Panama with me. She traveled In-Cabin. She loves living in Panama as much as I do!
We’ll eat at upscale restaurants but also have lunch at some $5 a meal restaurants with excellent food. This is the REAL Panama which you won’t find on real estate buying tours.
You’ll learn the easiest way to buy a car in Panama and why it is better if you do not ship a car to Panama.
Experience the real Panama! You never know what you might see when you are traveling through Panama. During one tour there was a truck with an elephant in the back. It was headed to a circus. Sometimes a parade breaks out. You will certainly see trucks full of bananas or plantains. Or sacks of 100 oranges for $4
You will meet with a Panama attorney to learn about your visa options. This is NOT the kind of attorney who does the seminar circuits and charges twice as much because she has to pay a commission to the real estate tour operators. Oh no! You’ll meet an attorney who has one focus only… to make sure you get your visa quickly and at the best price in Panama and that you don’t make any mistakes when renting or buying a property in Panama. (Yes, the real estate tour operators get commissions from multiple sources.. and all at your expense by charging you more!)
Discover the real Panama! You’ll see beautiful flowers and lush green trees everywhere we go. But to be honest, you’ll also see some areas that have trash alongside the road. You may smell some septic tanks that need to be cleaned out. You’ll see people riding horses next to the highway and probably see some roosters too. And there will be dogs walking around like the own the town. This is the real Panama!
You’ll get to touch, feel, smell, hear, and experience the real Panama up close and personal. During the 6-day all inclusive tour, you’ll travel 1200 kilometers (745 miles) to discover which part of Panama could be your new home. Leave the driving to my professional driver who knows every square inch of Panama.
We’ll look at some real estate in each areas but, unlike those real estate tours, we stress that you should NOT buy anything until you’ve been living in Panama at least 6 months… 12 months is even better. We don’t try to sell you anything. But we know you want to see what houses and condos look like in various price points so we visit some properties.
You’ll learn the 4 most important questions you need to ask before you rent any property.
Whew! It sounds like a lot already but I actually cover even more. You’ll learn how to fund your freedom overseas without getting a job. And much more…..
The 7-night, 6-day all inclusive Panama Relocation Tour is the best way to get a “feel” for Panama, learn how to relocate, explore a variety of area, and discover if Panama is right for you. You’ll feel safe with our professional bi-lingual driver, English speaking tour guides, and being with a group of people who are also considering relocating to Panama.
Moving to Panama is a big decision. It is important for you to have all the information you need before you decide to relocate. (and certainly before you buy anything) It’s also important to learn the good as well as the not so good before you pull the trigger and decide to move. I honestly think the only way you can discover Panama is to travel around the country. You can’t sit in a conference room in Panama City to learn what life is like living in Panama. You need to see the various areas for yourself. You need to talk to people who live there. And you need to explore the housing options and prices. And you certainly don’t want to just see one real estate project after another with high pressure sales tactics around every corner.
ANOTHER WAY TO DISCOVER WHAT PANAMA HAS TO OFFER…
We know that some people would rather explore Panama on their own and not with a group. So, we created the Complete Panama Relocation Guide. It has all the same information that you’d get during a tour, including our rolodex of reliable (and affordable) immigration lawyers, honest real estate agents and property managers, how to get your pets in to Panama, how to save 40% when you buy health insurance in Panama, and much more.
The Complete Panama Relocation Guide will soon include some suggested itineraries so you can do a self-guided tour and know where to stay, what restaurants to check out, where the expat hang outs are, and learn where to go shopping. The Complete Panama Relocation Guide has information about honest (no high-pressure) property managers in each area of Panama who can show you some rental houses.
If a real estate company or property manager is not on our recommended list — there’s a REASON WHY! Some real estate companies do Net Listings – we will never work with them! The Guide has information about the best places to live, including budgets too!
The Online Complete Panama Relocation Guide has our list of Private Tour Guides in all the popular places to live. If you know you want to live in a certain area, you can do a tour of just that area to save money. Private Tours start at just $250 a day for a couple!
If you have any questions about the Panama Relocation Tours, please email us.
Here’s what some of Panama Relocation Tours previous tour clients have to say…
THIS TOUR WAS WELL DONE AND WELL ORGANIZED
I usually don’t write reviews; however, I find that reviewing the Panama Relocation Tour was imperative if it would help others who may be contemplating a move there. Firstly, I would like to applaud the great folks of Panama Relocation Tours who arrange such a great service to those of us who are seeking to change a major part of our existence….where we might live overseas!
This tour is well done and very organized. They left nothing half-done, and from the time of my arrival to the time of my departure, all components of the trip ran like a well oiled machine! The tour takes you all across the country, in an effort to accommodate the pet peeves of various personalities-you know, the “some like it hot, and some like it cool” folks!
While the owner Jackie Lange was not able to conduct our tour due to family reasons, I want to offer kudos to our tour hosts Ellen and Elaine, who were phenomenal. However, I still hope to meet “the famous” Jackie in Panama one day, and pick her brain about her experiences. She has the right folks working with her that kept the drum beating, without clients feeling that they had missed out on a full complete substantive tour. I feel my tour most definitely, was of the same caliber and high standard of the ones I watched others rave about.
When the world gets back to some normalcy, I urge and even implore anyone who may be thinking of moving to Panama to take this tour!
P.S. I would be remiss if I didn’t give a shout out to Dustin & Melissa, who were fantastic in the initial administrative portion of the tour-great job! A big fist bump to Jorge the driver, who can drive a bus like no other. We always arrived safely at our destination, for him always being a kind face, and assisting with whatever he could to make the experience a more rewarding one.
March 2020 Tour
WOW! WHAT AN EXPERIENCE
Buenas! I took the Panama Relocation Tour from 9/27 – 10/4 and wow, what an experience. Jackie and her team are professional, pleasant, very thoughtful, and incredibly knowledgeable. I’ve been researching Panama and had a good bit of information from different sources, including the PRT website, emails, conference calls and YouTube channel, as well as various expat groups on Facebook and the internet. With all of this I still wanted to talk with a few people to ask questions and hear their experiences of Panama, and see the Country for myself. The Panama Relocation Tour provided all of that and more. Jackie provides detailed information both verbally and in writing, answers every single question or refers you to a resource if she doesn’t know, and shares her contacts within Panama for legal advice, banking, real estate, etc. And with all of this there is no selling at all. None. I never felt any pressure to use the specific people that Jackie mentions, or buy at the businesses that she pointed out.
Another valuable aspect of the tour was the sense of community that I felt with the other participants. I started the tour on Friday 9/27 not knowing a soul, and finished on Friday, 10/4 having had a conversation, a cup of coffee or a glass of wine (or 3 – ha!) with nearly everyone on the tour. It was a fairly large group so that was pretty cool. This sense of community extended to the expats that have already moved to Panama. We had lunch or dinner with several expats and I had a chance to chat one-on-one and exchange information with a few of them. Everyone we met was super helpful and open to answering our questions.
Ultimately, the most important thing that I wanted from the tour was an experience of Panama in person. The tour did not disappoint. We visited areas from the swanky, to boho, to majestic, to regular neighborhoods. Beaches, rivers, mountains with incredible trees, green rolling hills and cozy-looking valleys. So much beauty in or around every area. There was balance, so we also visited supermarkets, malls, pharmacies and even a weekly farmer’s market to see what normal prices and selections are like. We experienced various microclimates from the summery heat of Panama City to the delicious coolness of Boquete.
I would definitely recommend the Panama Relocation Tour. Jackie and team deliver accurate, current information in a well-organized manner. I now have the information that I need to make a decision on moving to Panama. But don’t take my word for it – go see for yourself! Ciao!
September 2019 Tour
WATCH VIDEO of John and Donna from the December 2019 Tour
THE SIGN OF A GREAT TOUR IS NOT JUST WHAT YOU GET ON THE TOUR, BUT THE SUPPORT AFTER
There are a lot of seminars and tours you can take on living in Panama, but my wife, Barbara, and I feel that Jackie Lange’s ‘Panama Relocation Tour’ is by far the best bet for your money. The main reason we feel this way is not just the tour. For the year following our tour we continued to bombard Jackie with a series of questions and inquiries. Jackie always responded with the answers we needed, even when we were asking almost the same question over and over. Her contacts that she provides during the tour are also great resources, ready and willing to help.
Barbara and I are now living in Boquete, Panama and settling into the expat life in our new home. I don’t know if we would have made it this soon, or if the transition had been as smooth without Jackie’s ongoing help and support. The sign of a great tour is not just what you get on the tour, but the support after. Jackie’s ongoing email updates are also continuing to help us make ongoing decisions in Panama, like what to do next about healthcare. Thank you Jackie for all your help.Merl & Barbara Will-Wallace
April 2014 tour participants
5-STAR RELOCATION TOUR
I took the January 2016 relocation tour. First off, Jackie and her daughter have a well-oiled system that manages all the arrangements so you may relax and enjoy the trip, start to finish. Accommodations are great, the tour bus is very comfortable, the food is awesome, and on top of that, you have Jackie giving you all the information you need to make a move to Panama. And even if Jackie is not able to answer a question for you, she surely knows someone that can. Her knowledge about Panama and finances is extraordinary!! To this day, I am still in contact with her on a regular basis asking questions and she is always getting back to me right away with the answers I need. Even if you decide Panama is not for you, the tour is an eye-opener about Panama, lots of fun, and you get to meet people from all over the world. Highly recommended!!
January 2016 Tour
LEARNED MORE ON THIS TOUR THAN PREVIOUS 3 TRIPS TO PANAMA
I’ve been to Panama three times prior to this tour, but I saw and learned more on the Panama Relocation Tour than my previous trips combined! Jackie and Melissa (stateside) run a well organized, on-time tour, and Jackie provides real insight into the good and bad points about individual areas. Not only does she run a hugely informative tour, but Jackie goes much further—she takes great care of her people (past and present tour attendees), and she is a superb role model for how a good expat should behave and live in Panama. She’s the best!Richard B.
Dec. 2015 Tour
I WAS CONVINCED THIS WAS THE TOUR FOR ME
About a year ago I found an article about retiring in Panama, I sent the article to my sister because she was based there many years ago and always had good things to say about the country. I just figured she would want to read about retiring there since she loved it so but then I went back and read the article again. The benefits offered under this Pensionado Visa was something I couldn’t overlook. I started searching to find out more about Panama when I came across Panama Relocation Tours. I started reading the testimonies and looking at videos and was convinced this tour was for me. I told my sister about it and she was on board. After almost year wait, I finally got my turn to experience what a lot of people were talking and writing positively about. I was on the #117 tour which occurred in January and what an awesome experience it was for me as I never been to Panama. I can say this “on my own I would have been clueless of all that’s involved in making Panama my new home”. The tour met my expectations and more because now I have the tools and awareness to make solid decisions.
Jackie the tour host and her assistant were the best! They were able to answer all the questions asked and made me feel comfortable through the whole tour. I would recommend this tour to anyone thinking about moving to Panama it was a wise investment for me that will pay off. Jackie and Ellen will give you their undivided attention and share their knowledge of the country they call home.
The booklet that is given out on the first day of the tour is now my guide that will assist in making my transition smooth. Jackie also shares valuable tips and information that you will only get if you take the tour. I’m so appreciative that I was able to tour this beautiful country with such wonderful hosts.
January 2020 Tour